Jifiti BNPL Platform

We Give You BNPL POS Financing Split Payment Pay Over Time Pay in 3

Superpowers

Deploy any loan program at any point of sale
Jifiti BNPL Platform

Become a BNPL Superpower 

An end-to-end Buy Now Pay Later platform that instantly gives you the most advanced technology tools to deploy & scale your loan programs at any point of sale.

WATCH THE WEBINAR:

Why Banks are Buying into BNPL and What They’re Doing Differently

 

LendIt Fintech webinar with Jifiti

What We Can Do Together

I'm a Bank / Lender

Streamline your loan program to any merchant’s POS without the need to integrate or invest in IT resources.

I'm a Merchant

Increase your sales and average order value with BNPL at bank rates – zero POS integration required.

BNPL Platform Highlights

BNPL Consumer Financing
Ultimate Agility

When it comes to Buy Now Pay Later solutions, one size does not fit all. We customize your point-of-sale financing solution for any retail financing program, in any geo for any point-of-sale – online, in-store and via call center.

A Fully-Stacked Payment Stack
Payments come in all shapes and sizes. To meet all requirements, you need to support all checkout payment stacks.

Since there are different methods to complete a transaction, both online and in-store, there are different ways to transfer BNPL funds from lender to merchant. 

Mission impossible? Not with Jifiti at your side. We give you a solution for every payment stack, with zero or minimal integration.

BNPL Payment Stack

Why Use Our BNPL Platform

Our Most Frequent FAQ’s

Banks and Lenders

Why do banks use Jifiti?
Functionality: After a straightforward API integration with the Jifiti backend, you, as a bank, will instantly have the most advanced UX and functionality to offer merchants. You can easily scale your existing POS financing program, or start a POS financing program from scratch.

Speed: After integrating with Jifiti’s backend, you can onboard and be live with any merchant, both online and in-store, within days.  If you are currently onboarding 5-10 merchants a year, you can now onboard 100-1000 a year.

Is the platform white labeled for us?
100%. The Jifiti platform is fully branded for your company. The relationship is between you and the merchant. Jifiti is only the digital facilitator.
How long does it take to onboard a new merchant?
Utilizing our zero-integration virtual card technology, you can be live with any merchant within days. The entire experience is fully branded and works seamlessly online and in-store. You can read more here.
Why do merchants use Jifiti?
Jifiti enables you to implement the loan programs of any top lenders on your ecommerce site or in your store without the need for any POS integration or IT resources.
Can I use lenders on your platform? Can I bring my own lender?
Yes and yes! We can submit your info to lenders on our platform. If you have a lender that you’re already working with, or have a lender that you would like to work with, they can integrate with our platform and go live instantly on your site.
What does a single application mean?
Many merchants want to offer various financing options to their customers such as a co-branded card, an installment loan, or a line of credit. Jifiti’s platform enables you to offer a single branded application for your customer to apply for financing and then manage the different programs that are offered to the customer.
Merchants
Merchants
Why Use Jifiti?
Jifiti enables you to implement the loan programs of any top lenders on your site or in your store without the need for any POS integration or IT resources.
Can I use lenders on your platform? Can I bring my own lender?
Yes and yes! We can submit your info to lenders on our platform. If you have a lender that you’re already working with, or have a lender that you would like to work with, they can integrate with our platform and go live instantly on your site.
What does a single application mean?
Many merchants want to offer various financing options to their customers such as a co-branded card, an installment loan, or a line of credit. Jifiti’s platform enables you to offer a single branded application for your customer to apply for financing and then manage the different programs that are offered to the customer.

Meet The Team

Magicians never reveal their secrets.
We’re happy to reveal our magicians.

Word on the Street

"We are delighted to collaborate with Jifiti in Europe as this partnership allows us to deliver seamless checkout financing experiences for consumers. It's a win-win for all stakeholders."

"Jifiti has a commitment to excellence, demonstrated creativity and flexibility for our business needs and never missed a deadline or an obligation."

"Jifiti is working side-by-side with us, not just as our BNPL platform provider, but as a true end-to-end partner. The team has gone above and beyond, making the IKEA POS financing seamless, affordable and easily accessible to our customers."

ABOUT US

Jifiti is transforming point-of-sale financing with cutting-edge technology, data and BNPL solutions.
Our white-labeled Buy Now Pay Later platform powers any bank loan program at any POS - bridging the gap between retailers, lenders, and consumers.
We offer retailers zero-integration POS financing, split pay and end-to-end retail gifting solutions.

WE'RE HERE

hello@jifiti.com

1985 W. Henderson RD,

Columbus, OH 43220

USA

1-855-858-0600

Let's talk

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    Work Email

    Company Name

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    Total Annual Sales Volume

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    M

    BNPL: How to Get off the Sidelines and into the Game

    The Ultimate BNPL Handbook for Banks and Lenders

    The BNPL game is on - fintechs have already scored $8-10 billion in annual consumer finance revenues that could have been yours.

    In this whitepaper, you'll discover exactly what your point-of-sale financing program needs to be successful and learn the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).

    DOWNLOAD THE WHITE PAPER and get key insights into choosing the winning BNPL solution for your needs.

    Get the Whitepaper

    Fill in your details below:

      Name

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      BNPL: How to Get off the Sidelines and into the Game

      The Ultimate BNPL Handbook for Banks and Lenders

      BNPL fintechs may be in the lead but banks have the home-field advantage. With the right point-of-sale financing solution in place, banks and lenders can catch up and win.

      Download our free whitepaper and discover the key aspects to consider when choosing a point-of-sale financing solution, including the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).

      Download the Whitepaper

      Get your free download in your inbox:

        Name

        Work Email

        Company Name

        Region


        BNPL: How to Get off the Sidelines and into the Game

        The Ultimate BNPL Handbook for Banks and Lenders

        BNPL fintechs may be in the lead but banks have the home-field advantage. With the right point-of-sale financing solution in place, banks and lenders can catch up and win.

        Download our free whitepaper and discover the key aspects to consider when choosing a point-of-sale financing solution, including the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).

        Download the Whitepaper

        Get the free download in your inbox:

          Name

          Work Email

          Company Name

          Region


          Why Choose Our BNPL Platform

          Zero-to-Minimal Integration

          Since there are different methods to complete a transaction, both online and in-store, there are different ways to transfer BNPL funds from lender to merchant.

          Mission impossible? Not with Jifiti at your side. We give you a solution for every checkout payment stack, with zero or minimal integration.

          BNPL Payment Stack

          Multi-Lender Hub

          Boost sales & AOV with bank-rate BNPL programs from leading banks and lenders

          White-labeled

          Seamlessly embedded into your customer journey and customized   in your brand

          Any channel, anywhere

          Powers a streamlined user experience globally across all channels - in-store, online, call center

          What is pay-over-time waterfall?

          What is pay-over-time waterfall?

          Split payments

          Pay in 3 or Pay in 4

          Installment loans

          One-time loan over a longer period of time for the amount in the cart 

          Lines of credit

          Extended ‘open to buy’ line of credit with an amount that can be used for repeat purchases

          Lease-to-own

          No credit required path to ownership

          "We are delighted to collaborate with Jifiti in Europe as this partnership allows us to deliver seamless checkout financing experiences for consumers. It's a win-win for all stakeholders."
          "Jifiti has a commitment to excellence, demonstrated creativity and flexibility for our business needs and never missed a deadline or an obligation."
          "Jifiti is working side-by-side with us, not just as our BNPL platform provider, but as a true end-to-end partner. The team has gone above and beyond, making the IKEA POS financing seamless, affordable and easily accessible to our customers."

          Why Choose Our B2B Financing Platform?

          State-of-the art platform

          Split Payments solution

          Streamlined data dashboard

          White-labeled in your brand

          Split Payments solution

          Seamless customer experience

          Powers every BNPL solution

          Finance from top banks & lenders

          Split Payments solution

          Omnichannel solution

          What is B2B embedded finance?

          Today’s business buyer expects B2B financing at the place of purchase.

          Our white-labeled BNPL platform gives your business customers easy access to specialized B2B financing, seamlessly embedded within your user journey in your brand.

          Win more lifetime business customers and drive volumes with white-labeled B2B financing

          Decisioning and Risk Management

          Why Choose Our B2B Financing Platform?