We Give You BNPL POS Financing Split Payment Pay Over Time Pay in 3 Embedded Lending
Superpowers
Become a BNPL Superpower
An end-to-end embedded lending platform that instantly gives you the most advanced technology tools to deploy & scale your loan programs at any point of sale.
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Why Banks are Buying into BNPL and What They’re Doing Differently
What We Can Do Together
I'm a Bank / Lender
I'm a Merchant
BNPL Platform Highlights
When it comes to Buy Now Pay Later solutions, one size does not fit all. We customize your point-of-sale financing solution for any retail financing program, in any geo for any point-of-sale – online, in-store and via call center.
Since there are different methods to complete a transaction, both online and in-store, there are different ways to transfer BNPL funds from lender to merchant.
Mission impossible? Not with Jifiti at your side. We give you a solution for every payment stack, with zero or minimal integration.
Why Use Our BNPL Platform
Our Most Frequent FAQ’s
Why do banks use Jifiti?
Speed: After integrating with Jifiti’s backend, you can onboard and be live with any merchant, both online and in-store, within days. If you are currently onboarding 5-10 merchants a year, you can now onboard 100-1000 a year.
Is the platform white labeled for us?
How long does it take to onboard a new merchant?
Why do merchants use Jifiti?
Can I use lenders on your platform? Can I bring my own lender?
What does a single application mean?
Why Use Jifiti?
Can I use lenders on your platform? Can I bring my own lender?
What does a single application mean?
Meet The Team
We’re happy to reveal our magicians.
Word on the Street
"We are delighted to collaborate with Jifiti in Europe as this partnership allows us to deliver seamless checkout financing experiences for consumers. It's a win-win for all stakeholders."
"Jifiti has a commitment to excellence, demonstrated creativity and flexibility for our business needs and never missed a deadline or an obligation."
"Jifiti is working side-by-side with us, not just as our BNPL platform provider, but as a true end-to-end partner. The team has gone above and beyond, making the IKEA POS financing seamless, affordable and easily accessible to our customers."
ABOUT US
Jifiti is transforming point-of-sale financing with cutting-edge technology, data and BNPL solutions.
Our white-labeled Buy Now Pay Later platform powers any bank loan program at any POS - bridging the gap between retailers, lenders, and consumers.
We offer retailers zero-integration POS financing, split pay and end-to-end retail gifting solutions.
DEVELOPERS
Let's talk
BNPL: How to Get off the Sidelines and into the Game
The Ultimate BNPL Handbook for Banks and Lenders
The BNPL game is on - fintechs have already scored $8-10 billion in annual consumer finance revenues that could have been yours.
In this whitepaper, you'll discover exactly what your point-of-sale financing program needs to be successful and learn the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).
DOWNLOAD THE WHITE PAPER and get key insights into choosing the winning BNPL solution for your needs.
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BNPL: How to Get off the Sidelines and into the Game
The Ultimate BNPL Handbook for Banks and Lenders
BNPL fintechs may be in the lead but banks have the home-field advantage. With the right point-of-sale financing solution in place, banks and lenders can catch up and win.
Download our free whitepaper and discover the key aspects to consider when choosing a point-of-sale financing solution, including the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).
Download the Whitepaper
Get your free download in your inbox:
BNPL: How to Get off the Sidelines and into the Game
The Ultimate BNPL Handbook for Banks and Lenders
BNPL fintechs may be in the lead but banks have the home-field advantage. With the right point-of-sale financing solution in place, banks and lenders can catch up and win.
Download our free whitepaper and discover the key aspects to consider when choosing a point-of-sale financing solution, including the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).
Download the Whitepaper
Get the free download in your inbox:
Why Choose Our BNPL Platform
Zero-to-Minimal Integration
Since there are different methods to complete a transaction, both online and in-store, there are different ways to transfer BNPL funds from lender to merchant.
Mission impossible? Not with Jifiti at your side. We give you a solution for every checkout payment stack, with zero or minimal integration.
Multi-Lender Hub
Boost sales & AOV with bank-rate BNPL programs from leading banks and lenders
White-labeled
Seamlessly embedded into your customer journey and customized in your brand
Any channel, anywhere
Powers a streamlined user experience globally across all channels - in-store, online, call center
What is pay-over-time waterfall?
What is pay-over-time waterfall?
Split payments
Pay in 3 or Pay in 4
Installment loans
One-time loan over a longer period of time for the amount in the cart
Lines of credit
Extended ‘open to buy’ line of credit with an amount that can be used for repeat purchases
Lease-to-own
No credit required path to ownership
Why Choose Our B2B Financing Platform?
State-of-the art platform
Streamlined data dashboard
White-labeled in your brand
Seamless customer experience
Finance from top banks & lenders
Omnichannel solution
What is B2B embedded finance?
Today’s business buyer expects B2B financing at the place of purchase.
Our white-labeled BNPL platform gives your business customers easy access to specialized B2B financing, seamlessly embedded within your user journey in your brand.
Win more lifetime business customers and drive volumes with white-labeled B2B financing
Decisioning and Risk Management
Why Choose Our B2B Financing Platform?
Key Features
- Any B2C and B2B assisted sales flow
- White-labeled user experience
- Compatible with any device
- Fully customizable
- Supports any loan program
- Real-time funnel-based insights
- Zero integration required
- Global solution