We Give You BNPL POS Financing Split Payment Pay Over Time Pay in 3
Superpowers
Deploy any loan program at any point of sale
Become a BNPL Superpower
An end-to-end platform that instantly gives you the most advanced technology tools to deploy & scale your loan programs at any point of sale.
WEBINAR
Laying the Foundations
for a Successful
BNPL Offering
Missed the Webinar? Watch the Recording
What We Can Do Together
I'm a Bank / Lender
Streamline your loan program to any merchant’s POS without the need to integrate or invest in IT resources.
I'm a Merchant
Increase your sales and average order value with BNPL at bank rates – zero POS integration required.
Platform Highlights
Ultimate Agility
When it comes to BNPL, one size does not fit all. We customize your point-of-sale financing solution for any retail financing program, in any geo for any point-of-sale – online, in-store and via call center.
A Fully-Stacked Payment Stack
Payments come in all shapes and sizes. To meet all requirements, you need to support all checkout payment stacks.
Since there are different methods to complete a transaction, both online and in-store, there are different ways to transfer BNPL funds from lender to merchant.
Mission impossible? Not with Jifiti at your side. We give you a solution for every payment stack, with zero or minimal integration.
Why Work With Us:
Our Most Frequent FAQ’s
Banks and Lenders
Why do banks use Jifiti?
Functionality: After a straightforward API integration with the Jifiti backend, you, as a bank, will instantly have the most advanced UX and functionality to offer merchants. You can easily scale your existing POS financing program, or start a POS financing program from scratch.
Speed: After integrating with Jifiti’s backend, you can onboard and be live with any merchant, both online and in-store, within days. If you are currently onboarding 5-10 merchants a year, you can now onboard 100-1000 a year.
Is the platform white labeled for us?
100%. The Jifiti platform is fully branded for your company. The relationship is between you and the merchant. Jifiti is only the digital facilitator.
How long does it take to onboard a new merchant?
Utilizing our zero-integration virtual card technology, you can be live with any merchant within days. The entire experience is fully branded and works seamlessly online and in-store. You can read more here.
Why do merchants use Jifiti?
Jifiti enables you to implement the loan programs of any top lenders on your ecommerce site or in your store without the need for any POS integration or IT resources.
Can I use lenders on your platform? Can I bring my own lender?
Yes and yes! We can submit your info to lenders on our platform. If you have a lender that you’re already working with, or have a lender that you would like to work with, they can integrate with our platform and go live instantly on your site.
What does a single application mean?
Many merchants want to offer various financing options to their customers such as a co-branded card, an installment loan, or a line of credit. Jifiti’s platform enables you to offer a single branded application for your customer to apply for financing and then manage the different programs that are offered to the customer.
Merchants
Merchants
Why Use Jifiti?
Jifiti enables you to implement the loan programs of any top lenders on your site or in your store without the need for any POS integration or IT resources.
Can I use lenders on your platform? Can I bring my own lender?
What does a single application mean?
Meet The Team
Magicians never reveal their secrets.
We’re happy to reveal our magicians.
Word on the Street
"We are delighted to collaborate with Jifiti in Europe as this partnership allows us to deliver seamless checkout financing experiences for consumers. It's a win-win for all stakeholders."
"Jifiti has a commitment to excellence, demonstrated creativity and flexibility for our business needs and never missed a deadline or an obligation."
"Jifiti is working side-by-side with us, not just as our BNPL platform provider, but as a true end-to-end partner. The team has gone above and beyond, making the IKEA POS financing seamless, affordable and easily accessible to our customers."
ABOUT US
Jifiti is transforming point-of-sale financing with cutting-edge technology, data and solutions.
Our white-labeled BNPL platform powers any bank loan program at any POS - bridging the gap between retailers, lenders, and consumers.
We offer retailers zero-integration POS financing and end-to-end retail gifting solutions.
DEVELOPERS
Let's talk
BNPL: How to Get off the Sidelines and into the Game
The Ultimate BNPL Handbook for Banks and Lenders
The BNPL game is on - fintechs have already scored $8-10 billion in annual consumer finance revenues that could have been yours.
In this whitepaper, you'll discover exactly what your point-of-sale financing program needs to be successful and learn the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).
DOWNLOAD THE WHITE PAPER and get key insights into choosing the winning BNPL solution for your needs.
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BNPL: How to Get off the Sidelines and into the Game
The Ultimate BNPL Handbook for Banks and Lenders
BNPL fintechs may be in the lead but banks have the home-field advantage. With the right point-of-sale financing solution in place, banks and lenders can catch up and win.
Download our free whitepaper and discover the key aspects to consider when choosing a point-of-sale financing solution, including the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).
Download the Whitepaper
Get your free download in your inbox:
BNPL: How to Get off the Sidelines and into the Game
The Ultimate BNPL Handbook for Banks and Lenders
BNPL fintechs may be in the lead but banks have the home-field advantage. With the right point-of-sale financing solution in place, banks and lenders can catch up and win.
Download our free whitepaper and discover the key aspects to consider when choosing a point-of-sale financing solution, including the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).
Download the Whitepaper
Get the free download in your inbox:
Why Choose Our BNPL Platform
Zero-to-Minimal Integration
Since there are different methods to complete a transaction, both online and in-store, there are different ways to transfer BNPL funds from lender to merchant.
Mission impossible? Not with Jifiti at your side. We give you a solution for every checkout payment stack, with zero or minimal integration.