You deliver on time. They pay over time.
Offer merchants flexible payment terms right within your regular ordering and invoicing system. More liquidity for them, bigger orders for you.
Selling to local merchants and SMBs often poses a chicken-egg dilemma. They need stock to meet customer demand but often don’t have the cashflow to pay their suppliers before the product is sold. CPG suppliers need to offer more payment flexibility to these retailers. Wholesaler financing options exist but are typically antiquated, manual and not streamlined within the ordering system.
When merchants are offered flexible payment options at the exact moment they are ordering products, they are more likely to place the order, increase the order size and reorder in the future. CPG suppliers need a way to embed flexible, competitive financing options within their own ordering systems.
Jifiti’s embedded lending solution for CPG companies provides a seamless, digital financing experience that is embedded within the company’s ordering system. We partner with local banks and lenders, create customized front-end user experiences and facilitate the entire financing process, from merchant application through to post-purchase loan management.
At the time of ordering or delivery, the merchant can easily and immediately receive a payment plan that suits their cash flow needs.
Why work with Jifiti
Real-time approvals through a fully-digital application process
Competitive payment options from regulated banks and lenders
Streamlined financing across every channel, in-store and via any assisted sales flow
Customizable to fit your needs
White-labeled user experiences embedded within your native ordering & invoicing system
Supports every financial product
Global coverage through one centralized platform
Real-time reporting dashboards to support data-driven decisions
How can we help you?
Reach out to us to discuss your CPG financing needs.
How it works
Merchant accesses your regular ordering system or CRM tool to place an order.
Financing option is displayed as a payment method.
Merchant applies and the application is directed to a lender for real-time assessment.
If approved, lender pays you directly and the order is placed and processed as usual.
Merchant repays lender based on payment terms.
Empowering data-driven decisions
From big-picture insights to market-by-market data drill-downs, our real-time reporting dashboards empower you with actionable business intelligence to make data-driven decisions.