Contractor Finance
The tool every bank needs to build their loan portfolio
Give contractors an easy way to offer your loans and payment plans to their customers on the spot, whether on-site, at-home, via call center or in their office.
The Need
Financing a renovation or home improvement project can be overwhelming for the average person. Many turn to their bank for a personal loan, home equity line of credit or mortgage refinancing, only to be taken through a rigorous bureaucratic process. Others look to online lenders and get hit with high interest rates and fees.
Just like in the retail world, customers have come to expect easy and immediate access to competitive financing options at the time they sign with a contractor. They need to find a way to pay their contractor at various project milestones, instead of as an upfront lump sum.
Putting customers first means providing them with a fully-digital financing application, an on-the-spot approval process and automated stage funding. But more than that, contractors are seeking to offer the most competitive loans from reputable banks and lenders.
Our Solution
With our white-labeled embedded lending solution, any device becomes a customer financing portal. Contractors can offer your financing options to customers at the moment they draw up a quote and get them pre-approved in real time.
It doesn’t matter when or where this happens, whether on-site, at home, via call center or in the contractor’s office. Our solution supports any assisted sales flow, putting the contractor in control of the financing process.
In cases where the project requires stage funding, the platform can release funds automatically at predetermined project milestones.
Why work with Jifiti
Supports any loan or financing program from tier-1 banks and lenders
Streamlined across every customer touchpoint: on-site, at home, in-office, online and more
Automated stage funding based on project milestones
Sales portal for assisted application and loan management
White-labeled user experiences embedded within the native quotation & invoicing system
Gain full transparency and control over customer financing data
How our contractor solution works
1
We find and connect you with the right lender for your needs.
2
You finalize your financing program based on your and your customer needs.
3
We create a branded, customized front-end user experience.
4
We give you the tools to make your financing program available at any customer channel, whether on-site assisted sales or online.
Empowering data-driven decisions
From big-picture insights to market-by-market data drill-downs, our real-time reporting dashboards empower you with actionable business intelligence to make data-driven decisions.
One embedded lending platform to power it all
Quick time to market
Get to market in record time and scale globally using ecommerce plugins, virtual cards, or simple APIs.
On-brand user journeys
Customizable, omnichannel front-end experiences embedded within your native quotation or invoicing system.
Fully-stacked checkout stack
A broad array of checkout and fund disbursement options, from zero-integration virtual cards to customizable API solutions.
Loan lifecycle tools
From our robust reporting platform to customer self-service portals, we’ve got your entire customer lifecycle covered for any project.
