Raising kids and bank integrations are both very difficult.

We can help with one.

We give merchants easy access to the best loan programs from the world’s biggest banks and lenders. Long or short. Big or small. We’ve got every loan type, ticket size and customer touch point covered.

Welcome to the big leagues of embedded lending

Integrating with a large bank or lender is a hole your dev team may never dig their way out of. Meetings, code, security, compliance and then more meetings. 

Luckily, we did all that already. We hand over a single endpoint for you to access any loan program at any customer touch point. Working with the best and most competitive lenders has never been easier.

Build customer loyalty with
white-labeled user journeys

Keep your customers en route to checkout with financing options embedded in your native journey and in your brand.

No detours, no distractions. 

Just you, your customers, and loan programs from leading, regulated banks and lenders.

Maximize customer conversions with multi-lender

With our multi-lender waterfall technology, you can maximize your customers’ approval rates, and ultimately your sales and AOV.

Pick and choose from our network of banks and regulated lenders based on your needs and different use cases. 

Need a B2B lender alongside a B2C lender? 

Want to tier a secondary lender under the prime lender? 

Need different lenders for different countries? 

We support it all.

Multi-lender 717X636 (1) (2)

One platform to power it all

Created with Fabric.js 3.5.0

Quick time to market

Get to market in record time and scale effortlessly with our range of easy integration options.

Created with Fabric.js 3.5.0

On-brand user journeys

Showcase your brand and keep customers engaged throughout the user journey with customizable, omnichannel front-end experiences, designed to optimize conversion rates.

Created with Fabric.js 3.5.0

Fully-stacked checkout stack

A broad array of checkout and fund disbursement options, from zero-integration virtual cards to customizable API solutions.

Created with Fabric.js 3.5.0

Loan lifecycle tools

From our robust reporting platform to customer self-service portals, we’ve got your entire customer lifecycle covered.

Streamline across every customer channel

With our robust embedded lending platform, you can seamlessly embed any consumer lending and business financing program at every customer purchase point.



At Home

Call Center


Ordering System


Bank App

Marketing Asset

Offer B2C & B2B finance options that convert

Different customers have different financing needs. We support them all with financing options from regulated banks and lenders.

Integrate once
or not at all

Our platform was built to support an unrivaled range of fund disbursement and checkout options.

White-labeled virtual cards

Ecommerce platform plugins

Customizable APIs

Support any use case

No matter your vertical and B2C or B2B customer channel, we’ve got you covered.

From in-store retail financing to payment plans for healthcare, our single platform supports every use case across every customer channel.

Empowering data-driven decisions

With our real-time reporting dashboards, you gain actionable data insights at every stage of the funnel, from high-level market data down to individual transactions.

Scale globally in a Jifiti

Global merchants, forget about integrating market-by-market with local lenders. One integration with our unified platform gets you a global solution with local lenders and loan programs.

Scale globally in a Jifiti

Global banks and lenders, forget about multiple integrations in each market.

One integration with our centralized platform gets you a global solution with localized implementation.

Scale globally in a Jifiti

Global banks and lenders, forget about multiple integrations in each market. One integration with our centralized platform gets you a global solution with localized implementation.

The people have spoken

Jifiti has a commitment to excellence, demonstrated creativity and flexibility for our business needs and never missed a deadline or an obligation.

Erin Limas


Borsheims Fine Jewelry

We are delighted to collaborate with Jifiti in Europe as this partnership allows us to deliver seamless checkout financing experiences for consumers. It’s a win-win for all stakeholders.

Simon Forbes

SVP, Business Development


Jifiti is working side-by-side with us, not just as our BNPL platform provider, but as a true end-to-end partner. The team has gone above and beyond, making the IKEA POS financing seamless, affordable and easily accessible to our customers.

Leyre Azcona Munarriz

Retail Business Manager

Retail Financial services at Ingka Group

Ready to nerd out?

Great. Cause we have API documentation for merchant integration. Click on the button below and we’ll get you set up. 

Let’s Talk Embedded Lending

Hi, I'm Nick.