Comparison of the Top BNPL Companies of 2023

There is an abundance of BNPL companies but they’re not all cut from the same cloth.

To help you compare apples with apples, we’ve compiled a list of the top BNPL alternatives and compared them side-by-side on key features.

Comparison of Top BNPL Companies

Afterpay vs Klarna
Affirm vs Klarna
Easy to integrate
(online, in-store)
Enables regulated financial entities to offer BNPL
Reporting dashboard
Multiple loan programs

Comparing BNPL solutions?

Comparison of Top BNPL Companies

Functionality Comparison

Financing Comparison

Why Jifiti


Multi-lender network with waterfall means higher customer acceptance rates


Fully-branded experience from application through to payment

Quick time to market

Zero to minimal integration required with your POS or ecommerce platform

BNPL at bank rates

BNPL from leading banks and lenders means more affordable rates

Global Facilitation

Plug-and-play backend connects to any lender

Multiple Loan Programs

Supports installment product, line of credit and pay by 3/4

Frequently Asked Questions

It’s very quick and easy to integrate with our BNPL platform. Jifiti supports the full spectrum of integration options ranging from zero-integration virtual card technology to simple API integration.

  • With Jifiti, you can offer BNPL in your own brand – online and in-store.
  • One integration with our platform gives you access to the full range of BNPL options from split pay to installment loans
  • We partner with banks and other leading lenders, giving you the most competitive transaction fees.
  • Our multi-lender network ensures your customers get the best approval rates.
  • With our global presence, you can offer BNPL in any market.