Instant Retail Financing for Every Customer Journey
Convert more customers and build brand loyalty with responsible, affordable retail financing embedded at any point of sale.
Cater to every customer type
Reach B2C and B2B end-customers through our robust embedded lending platform. We’ll help you cater to every type of customer with one platform integration.
Convert more customers
Maximize approval rates and customer conversions with our multi-lender embedded lending solutions:
Offer any loan
We support all types of loan programs offered by tier-1 banks and lenders – under one platform.
Installment loans
Lines of credit
Split pay
Working capital
Deferred invoice
Lease-to-own
Build your brand
Build your brand at any retail purchase point with our white-labeled embedded lending solution.
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FAQs
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BNPL: How to Get off the Sidelines and into the Game
The Ultimate BNPL Handbook for Banks and Lenders
The BNPL game is on - fintechs have already scored $8-10 billion in annual consumer finance revenues that could have been yours.
In this whitepaper, you'll discover exactly what your point-of-sale financing program needs to be successful and learn the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).
DOWNLOAD THE WHITE PAPER and get key insights into choosing the winning BNPL solution for your needs.
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BNPL: How to Get off the Sidelines and into the Game
The Ultimate BNPL Handbook for Banks and Lenders
BNPL fintechs may be in the lead but banks have the home-field advantage. With the right point-of-sale financing solution in place, banks and lenders can catch up and win.
Download our free whitepaper and discover the key aspects to consider when choosing a point-of-sale financing solution, including the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).
Download the Whitepaper
Get your free download in your inbox:
BNPL: How to Get off the Sidelines and into the Game
The Ultimate BNPL Handbook for Banks and Lenders
BNPL fintechs may be in the lead but banks have the home-field advantage. With the right point-of-sale financing solution in place, banks and lenders can catch up and win.
Download our free whitepaper and discover the key aspects to consider when choosing a point-of-sale financing solution, including the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).
Download the Whitepaper
Get the free download in your inbox:
Why Choose Our BNPL Platform
Zero-to-Minimal Integration
Since there are different methods to complete a transaction, both online and in-store, there are different ways to transfer BNPL funds from lender to merchant.
Mission impossible? Not with Jifiti at your side. We give you a solution for every checkout payment stack, with zero or minimal integration.
Multi-Lender Hub
Boost sales & AOV with bank-rate BNPL programs from leading banks and lenders
White-labeled
Seamlessly embedded into your customer journey and customized in your brand
Any channel, anywhere
Powers a streamlined user experience globally across all channels - in-store, online, call center
What is pay-over-time waterfall?
What is pay-over-time waterfall?
Split payments
Pay in 3 or Pay in 4
Installment loans
One-time loan over a longer period of time for the amount in the cart
Lines of credit
Extended ‘open to buy’ line of credit with an amount that can be used for repeat purchases
Lease-to-own
No credit required path to ownership
Why Choose Our B2B Financing Platform?
State-of-the art platform
Streamlined data dashboard
White-labeled in your brand
Seamless customer experience
Finance from top banks & lenders
Omnichannel solution
What is B2B embedded finance?
Today’s business buyer expects B2B financing at the place of purchase.
Our white-labeled BNPL platform gives your business customers easy access to specialized B2B financing, seamlessly embedded within your user journey in your brand.
Win more lifetime business customers and drive volumes with white-labeled B2B financing
Decisioning and Risk Management
Why Choose Our B2B Financing Platform?
Key Features
- Any B2C and B2B assisted sales flow
- White-labeled user experience
- Compatible with any device
- Fully customizable
- Supports any loan program
- Real-time funnel-based insights
- Zero integration required
- Global solution
Embedded in every customer channel
Acquire more customers, increase conversions and maximize customer loyalty across every channel – online, in-store, via call center, at home and in any assisted user flow.
Streamline globally
Global merchants, eliminate the need for multiple lender integrations in each market. One integration with our unified platform gets you a global solution with local loan programs.
Empowering data-driven decisions
From big-picture insights to market-by-market data drilldowns, our real-time reporting dashboards empower you with actionable business intelligence to make data-driven decisions.
One Embedded Lending Platform to Power It All
Quick time to market
On-brand user journeys
Showcase your brand and keep customers engaged throughout the user journey with customizable, omnichannel front-end experiences
Broad checkout stack
A broad array of checkout and fund disbursement options, from zero-integration virtual cards to tailor-made API solutions.
Loan admin tools
From our robust reporting platform to customer self-service portals, we’ve got your entire customer lifecycle covered for every market.
ABOUT US
Jifiti is transforming point-of-sale financing with cutting-edge technology, data and BNPL solutions.
Our white-labeled Buy Now Pay Later platform powers any bank loan program at any POS - bridging the gap between retailers, lenders, and consumers.
We offer retailers zero-integration POS financing, split pay and end-to-end retail gifting solutions.