Embedded Lending
Blend in Perfectly
Seamlessly embed your consumer and business loans at any customer touchpoint with our white-labeled embedded lending platform.
45%
of loans could be originated via non-financial user journeys by 2027
* The Future of Customer Experience in
Embedded Lending, December 2022
Make your loans digitally accessible to customers - anywhere, anytime, in real time.
Embed any loan
Any loan or credit product that you offer to businesses and consumers, including installment loans, lines of credit, working capital, BNPL and more.
In any customer channel
Extend your lending outside your owned channels – online, in-store, via call center, ordering system and more. Offer your loans to customers at the right place at the right time – in real time.
Benefits of Embedding Your Loans
Generate alternate loan revenue streams
Increase value to existing customers
Digitally onboard new-to-bank customers
Grow your loan volumes at scale
Regain market share from fintechs
Modernize & future-proof your lending
Everything You Need for Embedded Lending
Modular end-to-end infrastructure
Integrates seamlessly with your existing tech stack so you can use only the components you actually need - or use them all
White-Labeled Customizable User Journeys
Fully branded for you and/or your merchant partner, we provide tailored customer onboarding and lending journeys
Data Analytics
Make data-driven decisions based on real-time data intelligence
Loan Program Agnostic
All your consumer and commercial loans supported under one platform
Multi-Channel Deployment
Distribute your loans across multiple channels, merchants and markets without tech duplication
Accelerated Time-to-Market
Fast-track deployment with the most efficient way to launch embedded lending programs without lengthy development cycles
Global Solution, Localized Implementation
Our global presence means we can implement your solution in any market, adhering to local regulations and best practices
Compliant by design
Built for compliance from the ground up, our platform meets leading industry standards and is continuously updated to stay ahead
Trusted by Leading Banks and Lenders
With Jifiti, we launched embedded lending across multiple merchants without building a single new system internally.
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Head of Strategic Partnerships
Tier-1 Bank
One Modular Lending Platform to Power it All
Our modular platform seamlessly integrates with your legacy system, enhancing your existing capabilities.
Pick any of the components you need to embed, digitize and automate any stage of your lending and customer onboarding workflows.
- Customer access points
- Core lending capabilities
- Automated disbursement & settlement
- Reporting & lender tools
How it works
Integrate via API with our lending platform
We work with you to configure to your needs, loan programs and custom user journeys
Launch seamlessly with whichever modules you require per merchant or use case
Scale easily to new merchants, markets and channels with APIs or our zero-integration option
Optimize through analytics and performance data
