Affirm vs Klarna:

Compare BNPL Providers

at a Glance

Looking into BNPL solutions like

Affirm and Klarna?

Before you continue, first decide if you want to offer your own white-labeled solution or a D2C offering like that of Affirm or Klarna.

What is White-Label BNPL?

  • BNPL solutions that enable merchants and banks to offer POS financing in their own brand and customer journey.
  • White-label BNPL providers support different components.
  • Retailer retains control over customer relationships and data.

What is D2C BNPL? 

  • BNPL offered by a direct-to-consumer BNPL provider directly to your customers.
  • Merchant risks diluting their brand as well as customer relationship.
  • Consumer data is shared with the provider.

Need more help choosing a BNPL solution?

Compare BNPL Providers: Affirm vs Klarna vs Jifiti 

Klarna
White-labeled
Multi-lender 
Merchant owns data
Multi-channel
Global
Easy to integrate
Enables regulated financial entities to offer BNPL
Customer support
Multiple loan programs
Affirm vs Klarna
White-labeled
Multi-lender 
Merchant owns data
Multi-channel
Global
Easy to integrate
Enables regulated financial entities to offer BNPL
Customer support
Multiple loan programs

Want to compare Affirm and Jifiti?

Compare Affirm vs Jifiti

Want to compare Afterpay and Jifiti?

Compare Afterpay vs Jifiti

Key Takeaways

Powers every BNPL solution

First step is to decide if you're taking the white-label or D2C BNPL route.

Split Payments solution

White-label BNPL enables you to build long-term customer relationships.

Powers every BNPL solution

Look for a solution that facilitates BNPL for regulated financial entities.

Frequently Asked Questions

What is the main benefit of white-labeled BNPL?
With a white-labeled BNPL solution, the merchant retains full customer and data ownership and runs no risk of brand dilution.
Can I offer a BNPL solution from my own bank?
Some merchants prefer to work with their existing bank or choose their own lender when implementing a BNPL solution. With Jifiti’s BNPL platform, you can offer BNPL programs from any lender of your choice, or select one of the banks or lenders in our existing network.
ABOUT US

Jifiti is transforming point-of-sale financing with cutting-edge technology, data and BNPL solutions.
Our white-labeled Buy Now Pay Later platform powers any bank loan program at any POS - bridging the gap between retailers, lenders, and consumers.
We offer retailers zero-integration POS financing, split pay and end-to-end retail gifting solutions.

WE'RE HERE

hello@jifiti.com

1491 Polaris PKWY # 21255, Columbus, OH 43240-2041 USA
1-855-858-0600