Affirm vs Afterpay:

Compare BNPL Providers

at a Glance

Researching BNPL solutions like Affirm vs Afterpay?

 Make sure you’re comparing apples with apples.

When researching BNPL alternatives, you should first decide if you want to offer white-labeled BNPL or go the direct-to-consumer route.

White-Label BNPL Facilitators

• Enable banks and lenders to easily deploy their own loan programs white-labeled in their brand.
• Different white-label BNPL providers support different components and use cases.
• Benefits: Retain customer relationship and data, strengthen brand.

Direct-to-Consumer Providers 

• Direct-to-consumer BNPL companies provide financing directly to consumers.
• Merchant risks diluting their brand and losing control over customer relationships and data.
• Benefits: Access to a large pool of customers.

What should you consider when choosing a BNPL provider?

When comparing Affirm vs Afterpay, you can cover all your bases by also assessing white-labeled BNPL providers like Jifiti.

Compare BNPL Providers: Affirm vs Afterpay vs Jifiti 

White-labeled	✔
Multi-lender	✔
Merchant owns data	✔
Multi-channel	✔	✔	✔
Global	✔
Easy to integrate	✔	✔	✔
Enables regulated financial entities to offer BNPL	✔
Customer support	✔	✔	✔
Multiple loan programs	✔	✔

White-labeled	✔
Multi-lender	✔
Merchant owns data	✔
Multi-channel	✔	✔	✔
Global	✔
Easy to integrate	✔	✔	✔
Enables regulated financial entities to offer BNPL	✔
Customer support	✔	✔	✔
Multiple loan programs	✔	✔

Want to compare Affirm to Jifiti?

Compare Affirm vs Jifiti

Want to compare Afterpay to Jifiti?

Compare Afterpay vs Jifiti

Frequently Asked Questions

With a white-labeled BNPL solution, the merchant retains full customer and data ownership and runs no risk of brand dilution.Some merchants prefer to work with their existing bank or choose their own lender when implementing a BNPL solution. With Jifiti’s BNPL platform, you can offer BNPL programs from any lender of your choice, or select one of the banks or lenders in our existing network.