Affirm vs Afterpay:

Compare BNPL Providers

at a Glance

Researching BNPL solutions like Affirm vs Afterpay?

 Make sure you’re comparing apples with apples.

When researching BNPL alternatives, you should first decide if you want to offer white-labeled BNPL or go the direct-to-consumer route.

White-Label BNPL Facilitators

  • Enable banks and lenders to easily deploy their own loan programs white-labeled in their brand.
  • Different white-label BNPL providers support different components and use cases.
  • Benefits: Retain customer relationship and data, strengthen brand.

Direct-to-Consumer Providers 

  • Direct-to-consumer BNPL companies provide financing directly to consumers.
  • Merchant risks diluting their brand and losing control over customer relationships and data.
  • Benefits: Access to a large pool of customers.

What should you consider when choosing a BNPL provider?

When comparing Affirm vs Afterpay, you can cover all your bases by also assessing white-labeled BNPL providers like Jifiti.

Compare BNPL Providers: Affirm vs Afterpay vs Jifiti 

White-labeled
Multi-lender 
Merchant owns data
Multi-channel
Global
Easy to integrate
Enables regulated financial entities to offer BNPL
Customer support
Multiple loan programs
White-labeled
Multi-lender 
Merchant owns data
Multi-channel
Global
Easy to integrate
Enables regulated financial entities to offer BNPL
Customer support
Multiple loan programs

Want to compare Affirm to Jifiti?

Compare Affirm vs Jifiti

Want to compare Afterpay to Jifiti?

Compare Afterpay vs Jifiti

Key Takeaways

Powers every BNPL solution

BNPL is not one-size-fits-all: choose a provider based on your goals.

Split Payments solution

Affirm and Afterpay are direct-to-consumer BNPL providers.

Powers every BNPL solution

With a white-labeled BNPL provider like Jifiti, you own the customer relationship.

Frequently Asked Questions

What is the main benefit of white-labeled BNPL?
With a white-labeled BNPL solution, the merchant retains full customer and data ownership and runs no risk of brand dilution.
Can I offer a BNPL solution from my own bank?
Some merchants prefer to work with their existing bank or choose their own lender when implementing a BNPL solution. With Jifiti’s BNPL platform, you can offer BNPL programs from any lender of your choice, or select one of the banks or lenders in our existing network.
ABOUT US

Jifiti is transforming point-of-sale financing with cutting-edge technology, data and BNPL solutions.
Our white-labeled Buy Now Pay Later platform powers any bank loan program at any POS - bridging the gap between retailers, lenders, and consumers.
We offer retailers zero-integration POS financing, split pay and end-to-end retail gifting solutions.

WE'RE HERE

hello@jifiti.com

1491 Polaris PKWY # 21255, Columbus, OH 43240-2041 USA
1-855-858-0600