We bring the bank to your store
Offer retail finance directly from banks to your customers through our white-label embedded lending platform.
Retailers wanting to offer their customers retail finance options from regulated banks and experienced B2B lenders often find it challenging. Integrating with bank systems is difficult and time-consuming.
With our retail embedded lending solution, the retailer gets paid upfront, risk-free. Our white-labeled platform serves as a connector between bank loans and the point of sale, seamlessly embedding the loans within the retailer’s native customer journey.
Why work with Jifiti
Offer any retail finance program from regulated banks and lenders
Streamline across every customer touchpoint: online, in-store, call center and more
Build brand loyalty with a seamless user experience in your brand
Cater to every B2B and B2C retail use case
Scale globally through one centralized platform
Gain full transparency and control over your retail finance data and your customers’ loans
How can we help you?
Offer streamlined retail financing across every customer touchpoint
How it Works
To increase basket size and sales, the financing option is displayed to the customer before checkout, in-store via QR Code signage or online through dynamic promotional widgets on product pages.
Customer applies for financing via their personal device.
Payment is ‘business as usual’ for the merchant. The customer either receives a branded virtual card that is processed like a regular credit card or payment is made directly from the lender to the merchant (direct settlement).
Customer then repays the lender directly based on the financing terms.
Empowering data-driven decisions
From big-picture insights to market-by-market data drill-downs, our real-time reporting dashboards empower you with actionable business intelligence to make data-driven decisions.