Latest Webinar: The Role of Digital Wallets in Consumer Lending.   Watch on demand →

Latest Webinar: The Role of Digital Wallets in Consumer Lending.   Watch on demand →

Retail Finance

Lenders lend. Sellers sell. We're the magic in between.

Embed your retail financing options into any retail channel through our white-label embedded lending platform.

The Need

Retailers want to offer their customers retail finance options from regulated banks and lenders, however integrating bank systems with merchant systems is difficult and time-consuming.

Our Solution

Jifiti’s white-labeled embedded lending platform serves as a connector between bank loan programs and the point of sale, seamlessly embedding loans within the retailer’s native customer journey.

Why work with Jifiti

Embed any retail finance program at any retailer point of sale

Streamline across every customer touchpoint: online, in-store, via call center and more

Build brand loyalty with a seamless customer experience in your brand

Cater to every B2B and B2C retail use case

Scale easily across retailers, markets and channels through one centralized platform

Gain full transparency and control over your retail finance data and your customers’ loans

How can we help you?

Offer streamlined retail financing across every customer touchpoint

How it Works

1

To increase customer awareness and application rates, the financing option is displayed to the customer before checkout, in-store via QR Code signage or online through dynamic promotional widgets on product pages.

2

Customer applies for financing via their personal device.

3

Payment is ‘business as usual’ for the retailer. The customer either receives a branded virtual card that is processed like a regular credit card or payment is made directly from the lender to the merchant (direct settlement).

4

Customer then repays the lender directly based on the financing terms.

Empowering data-driven decisions

From big-picture insights to market-by-market data drill-downs, our real-time reporting dashboards empower you with actionable business intelligence to make data-driven decisions.

One retail finance platform to power it all

Created with Fabric.js 3.5.0

Quick time to market

Get your retail financing to market in record time and scale quickly using ecommerce plugins, virtual cards, or simple APIs.

Created with Fabric.js 3.5.0

On-brand user journeys

Build brand equity at the place of purchase through customizable, omnichannel front-end experiences.

Created with Fabric.js 3.5.0

Fully-stacked checkout stack

We support a broad array of checkout and fund disbursement options, from zero-integration virtual cards to customizable API solutions.

Created with Fabric.js 3.5.0

Loan lifecycle tools

From our robust reporting platform to customer self-service portals, we’ve got your entire customer financing lifecycle covered.

Let’s Talk Embedded Lending

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