Combined platform covers the full lending lifecycle, from digital origination through servicing and repayment, without requiring banks to manage multiple vendor relationships.
Columbus, Ohio – May 12, 2026
Two lending technology companies that have been quietly working together to help mid-tier financial institutions modernize their credit operations made that collaboration official on Tuesday. Jifiti, a global lending technology company, and Peach Finance, an API-first loan management and servicing company, announced a formal strategic partnership to offer regional, mid-tier and community banks a single, integrated solution covering the full lending lifecycle.
The announcement reflects a broader shift playing out across the banking technology sector, where mid-tier financial institutions are increasingly unwilling to stitch together fragmented point solutions to run lending programs. Regional banks operating between the scale of the largest national institutions and the smallest local lenders have long faced a structural challenge: they carry enough lending volume to demand enterprise-grade infrastructure, yet rarely maintain the internal engineering capacity to build or deeply customize it. The result has been a reliance on legacy core systems that were not architected for the digital experience expectations borrowers now bring to every credit interaction.
The Jifiti-Peach partnership is structured to close that gap. Jifiti handles the front-end of the lending process, including white-labeled borrower onboarding, digital application flows, automated origination and underwriting orchestration, product configuration and integrations with merchant or digital channels. Peach Finance takes over at the point of loan booking, serving as the system of record for servicing and managing the loan lifecycle through repayment, reporting and compliance. Each company operates within its core domain, and the integration between them is designed to present a single, unified system to the bank.
“This partnership reflects how modern lending infrastructure should be built – modular, API-driven, and designed for the full lifecycle,” said Eddie Oistacher, CEO of Peach Finance. “Together with Jifiti, we’re enabling banks to launch faster, operate more efficiently, and scale with confidence.”
“Banks today need to move quickly to give customers the financing experience they’ve come to expect – instant access at their moment of need, digital experiences, automated repayments,” said Yaacov Martin, CEO of Jifiti. “Our partnership with Peach Finance enables us to deliver a compliant, end-to-end solution – combining intelligent origination with a powerful servicing backbone.”
Both companies noted the partnership formalizes work already underway. The two firms have been collaborating with regional bank clients, which means the integration is not a theoretical architecture but a tested operational pairing. That detail matters in a market where announced fintech partnerships frequently outpace actual joint implementations.
The timing aligns with growing competitive pressure on mid-tier banks to modernize lending infrastructure. Tier-1 financial institutions and fintech lenders have set a high bar for same-session approvals and fully digital repayment experiences, creating a capability gap that regional, mid-sized and community banks are now under real pressure to close. Vendor consolidation – where a single integration delivers both origination and servicing capability – is increasingly the lowest-friction path for institutions that need enterprise-grade lending technology without enterprise-scale IT organizations to run it.
Jifiti, headquartered in Columbus, Ohio, powers a white-labeled lending platform for banks and lenders. Peach Finance is a financial technology company focused on loan management and servicing infrastructure for lenders and financial institutions.
