Core Lending Capabilities
Digitally Transform Your Core Lending
Digitize, automate and manage any stage of your lending lifecycle – from customer onboarding to origination and servicing – through a single platform integration.
90%
of next-gen borrowers expect a digital end-to-end lending process.*
* Mastercard
Digital, Automated Lending Workflows
Looking to onboard new customers, lend more to existing ones, or digitize any of your loan processes?
Our modular platform has all the technology pieces you need.
When you digitize and automate your lending, you can improve operational efficiency, meet market demand and scale your consumer and commercial lending – quickly, compliantly, flexibly.
Bring your lending workflows into the digital age
Increased customer conversions
with seamless, digital onboarding and origination flows
Lower delinquency rates
through automated loan management processes
Faster application-to-fulfilment times
via automated SMB and consumer journeys
Smarter risk management
with data-driven, compliant decisioning
Choose the core lending capabilities you need
Streamline KYC/KYB and fraud prevention for compliant customer onboarding.
Business onboarding
Digitally onboard business customers with automated document checks and verifications. Ensure compliance with KYB regulations, reduce manual errors, and accelerate approvals so businesses can access credit faster.
Consumer onboarding
Fast-track consumer sign-ups with simplified, mobile-friendly workflows. Capture customer data seamlessly, verify identities in real time, and cut abandonment rates by delivering a frictionless first impression.
White-labeled end-to-end origination journeys from application to approval.
Credit decisioning
Real-time decisioning based on robust data sources and configurable decisioning rules.
Smart offers
Present personalized, pre-approved offers based on customer data and behavior.
Repayment setup
Flexible, automated repayment schedules and methods to match customer preferences.
Digital management and servicing of active loans, from payments to communications.
Payment collection management
Automate recurring collections based on your terms.
Customer communication & support
Keep customers informed with automated messages and support options.
Customer payment portal
Secure, self-service portal for customers to view balances and make payments.
Debt & delinquency management
Monitor, segment, and manage overdue accounts with structured workflow.



How it works
Integrate via API
Seamlessly connect your core systems with our lending platform via API
Pick the components you need
Activate only the capabilities you need for digital customer onboarding, loan origination and loan management/servicing
Customize for your needs
Our white-labeled, fully-customizable and flexible solution puts you in the driver’s seat
Monitor and optimize your loan programs
Smarter loan portfolio optimization driven by actionable data insights