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Multi-Lender Platform

Being rejected sucks.

Doesn’t matter if it’s by your childhood crush or a lender.

That’s why we’re obsessed with your approval rates. With our multi-lender waterfall solution, you can approve more customers for financing, close more sales and reduce churn.

Close more sales with multi-lender waterfall

Customer not a tier-1 bank or lender match?

No problem – customer applies just once and our waterfall automatically ‘cascades’ their application from prime lenders to secondary lenders, maximizing approval rates and creating a smooth and positive customer experience.

Give your customers more options

Split pay or long-term financing? Consumer or business loan?

In a world with different consumers with different credit profiles buying different products, merchants need a way to offer the right financing for the right use case. 

This can make or break a sale.

Jifiti’s platform supports every pay-over-time option to cover every ticket size, category and customer credit profile.

With our carousel option, your customers can pick the financing option that works best for them.

Every customer channel

Provide a seamless embedded lending experience across every customer touchpoint – online, in-store, via call center and in any assisted customer flow.

In-Store

Ecommerce

At Home

Call Center

Assisted

Ordering System

Invoice

Bank App

Marketing Asset

Every type of B2B & B2C loan

Our multi-lender embedded lending platform supports the full spectrum of financing options from leading banks and lenders.

Make data-driven decisions

From big-picture insights to market-by-market data drill-downs, our real-time reporting dashboards empower you with actionable business intelligence to make data-driven decisions.

One multi-lender platform to power it all

Created with Fabric.js 3.5.0

Quick time to market

Get your embedded lending solution to market in record time and scale using ecommerce plugins, virtual cards, or simple APIs.

Created with Fabric.js 3.5.0

On-brand user journeys

Position your brand at the point of sale and keep B2C and B2B customers engaged throughout the user journey with branded, omnichannel front-end experiences

Created with Fabric.js 3.5.0

Fully-stacked checkout stack

A broad array of checkout and fund disbursement options, from zero-integration virtual cards to customizable API solutions.

Created with Fabric.js 3.5.0

Loan lifecycle tools

From our robust reporting platform to customer self-service portals, we’ve got your entire customer financing lifecycle covered.

The people have spoken

Among all our vendor partners, Jifiti is by far the easiest to work with – fast, accurate, and dependable.

Vice President Product

One of the top 20 largest banks in the US

Thank you for always being friendly and quick to respond to our requests. We are looking forward to exploring new opportunities together. Here’s to a bright future!

Service Experience Leader

Top 10 largest retailers worldwide

The Jifiti team is genuinely a pleasure to work with – professional, approachable, and supportive.

Top 3 Bank in Spain

The Jifiti team has been highly responsive and diligent in ensuring smooth operations and providing timely support.

Vice President Product Management

US Bank with 1 Trillion in Assets

Thank you for your outstanding support and your ability to quickly find creative solutions to various challenges.

Payment Solutions

Global Construction Equipment Manufacturer

It’s been a pleasure working together on this project throughout the year, and I’m looking forward to what we can accomplish together in the future.

VP Finance

Financial Arm of Global Construction Equipment Manufacturer

Let’s talk Lending Tech

Hi, I'm Yehuda.