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The Nilson Report

White-Label Support for AI-Based Lending

January 20, 2026

Jifiti in The Nilson Report: White-Label Solution for AI-Based Lending

Jifiti is proud to be featured in The Nilson Report, highlighting our white-labeled solution for AI-based lending:

AI agents that search for and obtain loan products – from verifying identity and completing applications to triggering underwriting and facilitating funds disbursement – will soon be commonplace across financial services.

But AI agents can only operate where lending workflows are built for machines, not humans. They can’t interpret PDFs or marketing copy. For agentic lending to work, loan data must be fully machine-readable and able to run end to end without human intervention.

Jifiti’s white-labeled lending platform delivers the orchestration layer banks need to enable this new model. The platform supports the full AI-driven lending lifecycle, including loan origination, KYC and KYB compliance, identity and document verification, fraud protection, credit underwriting, and more – all within the bank’s existing infrastructure and under its own brand.

Read more about AI-based lending in the latest Nilson Report:

Jifiti powers white-labeled embedded lending solutions for banks, lenders and merchants.

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