Tap Now, Pay Later™ for Digital Wallets
Deploy your loans into any digital wallet with Tap Now, Pay Later™
Enable consumers and business buyers to Tap Now, Pay Later™ with your financing using their digital wallet. Grow your credit utilization rates at a tap.
Zero integration required.
How the Tap Now, Pay Later™ magic happens
1
Customer applies for financing, gets approved in real-time, and is immediately issued a virtual card.
2
The customer easily adds the virtual card to their Apple Pay or Google Pay at the click of a button.
3
The customer taps to pay at checkout using their digital wallet. This completes the transaction and disburses the funds, leveraging existing payment rails.
Key features of our Tap Now, Pay Later™
Launch solution within days
Works with leading digital wallets - Apple Pay & Google Pay
Omnichannel
Supports all B2C & B2B loan types
Zero integration required
Usable across various brands/stores
Innovative web wallet provisioning
BAU with zero reconciliation
Iron-clad safety measures
You hold all the cards
Want to restrict virtual card usage to a specific vertical, merchant, chain or even location?
Want to limit usage to a set time frame or amount?
Or prefer to open it up?
Your virtual cards can be private label, “restricted” open loop or open loop.
You decide.
Create seamless payment experiences
While PKE (manual entry) is an option, we offer a range of payment tools for every virtual card scenario.
Tap Now, Pay Later™ for Digital Wallets
Customers can simply add their virtual card to their Apple Pay or Google Pay directly through their financing web application and ‘tap to pay’. No app download needed.
QR Code Payments
Customer has no digital wallet?
No problem. Shoppers can receive a virtual card as a QR Code on their mobile, which they simply scan to pay at the cashier.
Why work with Jifiti
You give the credit. You get all the credit.
The virtual card is white-labeled and branded for you as the lender, the merchant or both.
Standalone or part of embedded lending solution
Just need a digital wallet solution? No problem!
Want a full embedded lending offering? You’ve got it!
Quick go-to-market
No integration means the launch is quick, scaling is easy and it’s business-as-usual for the merchant.
Need to expedite a launch for a time-sensitive client?
Our zero-integration virtual cards enable a super-fast phase 1 launch, often even with no need for phase 2.
100% secure
Our technology is built on the world’s most trusted payment rails.
Supports every B2C & B2B financing option
Whether you’re offering an installment loan, working capital or line of credit, we’ve got you covered.
Real-time virtual issuance
Card is issued at the moment of approval and sent to the customer for immediate transaction.
Depending on your needs, either you can be the issuer or the card issuing can be done through a BIN sponsor. Jifiti can serve as both the issuer and card program manager.
Why work with Jifiti
You give the credit. You get all the credit.
The virtual card is white-labeled and branded for you as the lender, the merchant or both.
Standalone or part of embedded lending solution
Just need a virtual card solution? No problem!
Want a full embedded lending offering? You’ve got it!
Quick go-to-market
No integration means the launch is quick, scaling is easy and it’s business-as-usual for the merchant.
Need to expedite a launch for a time-sensitive client?
Our zero-integration virtual cards enable a super-fast phase 1 launch, often even with no need for phase 2.
100% secure
Our technology is built on the world’s most trusted payment rails.
Supports every B2C & B2B financing option
Whether you’re offering an installment loan, working capital or line of credit, we’ve got you covered.
Real-time virtual issuance
Card is issued at the moment of approval and sent to the customer for immediate transaction.
Depending on your needs, either you can be the issuer or the card issuing can be done through a BIN sponsor. Jifiti can serve as both the issuer and card program manager.
Empowering data-driven decisions
From big-picture insights to market-by-market data drill-downs, our updated reporting dashboards empower you with actionable business intelligence to make data-driven business decisions.
