Digital wallets are the fastest-growing payment method in the world, accounting for $14 trillion in global payment volume per year. Google Pay alone has 150 million users worldwide.
That’s where Jifiti comes in – our Tap Now, Pay Later™ technology enables your customers to add your approved loan into Google Pay via virtual card so they can easily ‘tap to pay’ like with any regular transaction. Instead of using their credit card to pay, they’ll use their loan funds.
Same payment process, different credit source.
Why Use Tap Now, Pay Later™ for Google Pay?
Increase your credit utilization rates
Convert more customers from ‘lend’ to ‘spend’ through a seamless user experience.
Increase customer adoption rates
By giving customers their preferred way to pay, you can appeal to a wider customer base.
Gain presence in the customer’s digital wallet
Be top of customer mind by being present in their all-important digital wallet via your branded virtual card.
How to Tap into the Google Pay Opportunity
Tap Now, Pay Later™ works seamlessly with Google Pay, and is a component of our white-labeled end-to-end embedded lending platform.
Our platform is modular, providing every technological tool you need to distribute, originate, approve, disburse and service your loans.
This means that you can convert more customers from ‘lend’ to ‘spend’ through a single platform.
Want to get to market quickly?
Built on top of our proprietary virtual card solution, leveraging the world’s most trusted payment rails, Tap Now, Pay Later™ requires zero integration with the merchant and can go live within hours.
Customer applies for financing online, in-store, in-app or via call center, gets approved in real-time, and is immediately issued a virtual card linked to your loan program.
2
Digital wallet web provisioning
At the click of a button, the customer can add the virtual card to their Google Wallet directly from their web-based loan application. No app download needed and the customer doesn’t even need to view the card.
3
Customized release of funds
Customer ‘taps to pay’ using their loan funds. Every transaction is checked, in real time, against the customer’s loan/credit terms, applying the right amount based on pre-defined parameters.
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