The BNPL Platform

That Puts the Merchant in the Driver's Seat

BNPL For Merchants

Why Choose Our BNPL Platform

Multi-lender

Boost sales & AOV with bank-rate BNPL programs from leading banks and lenders

White-labeled

Seamlessly embedded into your customer journey and customized in your brand

Any channel, anywhere

Powers a unified user experience globally – in-store, online, via call center

BNPL Programs From Leading Lenders

Integration? We’ve Got You Covered

Jifiti’s flexible backend acts as a hub for multiple lenders. As the retailer, you can select to work with existing lenders on the platform or have your preferred lender connect to the backend. There is no integration required with your POS.

The BNPL Platform Designed to Convert

BNPL For Merchants

Increase sales by up to 40%

Increase AOV by up to 70%

Increase loyalty by up to 100%

BNPL platform for merchants steps

Full Suite of BNPL Solutions

One BNPL platform powers the full spectrum of solutions, including split payments, installment loans and lines of credit.

IT Resources Required: ZERO

Pick an existing lender from our BNPL platform or have your preferred lender connect to the backend.

Choose from our range of easy integration options from zero-integration virtual cards to user-friendly APIs

Select your loan program and you’re good to go!

Transparency Level: 100%

Centralized real-time reporting for all financing activity across all stores, markets and brands.

Word on the Street

“We are delighted to collaborate with Jifiti in Europe as this partnership allows us to deliver seamless checkout financing experiences for consumers. It’s a win-win for all stakeholders.”

“Jifiti has a commitment to excellence, demonstrated creativity and flexibility for our business needs and never missed a deadline or an obligation.”

“Jifiti is working side-by-side with us, not just as our BNPL platform provider, but as a true end-to-end partner. The team has gone above and beyond, making the IKEA POS financing seamless, affordable and easily accessible to our customers.”

BNPL Whitepaper

What to consider when selecting your Buy Now Pay Later solution

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    BNPL: How to Get off the Sidelines and into the Game

    The Ultimate BNPL Handbook for Banks and Lenders

    The BNPL game is on - fintechs have already scored $8-10 billion in annual consumer finance revenues that could have been yours.

    In this whitepaper, you'll discover exactly what your point-of-sale financing program needs to be successful and learn the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).

    DOWNLOAD THE WHITE PAPER and get key insights into choosing the winning BNPL solution for your needs.

    Get the Whitepaper

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      BNPL: How to Get off the Sidelines and into the Game

      The Ultimate BNPL Handbook for Banks and Lenders

      BNPL fintechs may be in the lead but banks have the home-field advantage. With the right point-of-sale financing solution in place, banks and lenders can catch up and win.

      Download our free whitepaper and discover the key aspects to consider when choosing a point-of-sale financing solution, including the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).

      Download the Whitepaper

      Get your free download in your inbox:

        Name

        Work Email

        Company Name

        Region


        BNPL: How to Get off the Sidelines and into the Game

        The Ultimate BNPL Handbook for Banks and Lenders

        BNPL fintechs may be in the lead but banks have the home-field advantage. With the right point-of-sale financing solution in place, banks and lenders can catch up and win.

        Download our free whitepaper and discover the key aspects to consider when choosing a point-of-sale financing solution, including the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).

        Download the Whitepaper

        Get the free download in your inbox:

          Name

          Work Email

          Company Name

          Region


          Why Choose Our BNPL Platform

          Zero-to-Minimal Integration

          Since there are different methods to complete a transaction, both online and in-store, there are different ways to transfer BNPL funds from lender to merchant.

          Mission impossible? Not with Jifiti at your side. We give you a solution for every checkout payment stack, with zero or minimal integration.

          BNPL Payment Stack

          Multi-Lender Hub

          Boost sales & AOV with bank-rate BNPL programs from leading banks and lenders

          White-labeled

          Seamlessly embedded into your customer journey and customized   in your brand

          Any channel, anywhere

          Powers a streamlined user experience globally across all channels - in-store, online, call center

          What is pay-over-time waterfall?

          What is pay-over-time waterfall?

          Split payments

          Pay in 3 or Pay in 4

          Installment loans

          One-time loan over a longer period of time for the amount in the cart 

          Lines of credit

          Extended ‘open to buy’ line of credit with an amount that can be used for repeat purchases

          Lease-to-own

          No credit required path to ownership

          ABOUT US

          Jifiti is transforming point-of-sale financing with cutting-edge technology, data and solutions.
          Our white-labeled Buy Now Pay Later platform powers any bank loan program at any POS - bridging the gap between retailers, lenders, and consumers.
          We offer retailers zero-integration POS financing, split pay and end-to-end retail gifting solutions.

          WE'RE HERE

          hello@jifiti.com

          1491 Polaris PKWY # 21255, Columbus, OH 43240-2041 USA