Spread Your BNPL Wings with
Embedded Split Pay
Split-Pay-as-a-Service for Banks and Lenders
Bring Your Own Brand of Split Pay to Market
Off-the-shelf
Fully functional and ready to launch at scale
White-labeled
Customize at the click of a button
Any channel and market
Works seamlessly online and in-store in any global market
Split Pay Designed to Convert
The best customer journey is one with no detours.
With our technology, your Split Pay solution is fully embedded into the customer’s experience, from the start of the journey to checkout.
No Underwriting Required
As Split Pay is a payment product, you get easy access to a wider range of consumers, without the heavy-lifting of a loan.
Our Split Pay functionality comes pre-built with all the risk mitigation tools you’ll need to succeed.
Split Pay Your Way
Want to switch from a Pay-in-3 to Pay–in-4 model?
Need to change the minimum order value? No problem!
You can easily change any setting at the click of a button.
Knowledge is Power
Armed with powerful data from our reporting dashboard, you get insights into every aspect of consumer Split Pay behavior.
Resides within our All-in-One Platform
Through our white-labeled platform, you can offer the full suite of BNPL options, from Split Pay through to Installment Loans.
Or you can pick and choose the programs to best suit your goals, and your merchant and consumer needs.
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FAQs
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BNPL: How to Get off the Sidelines and into the Game
The Ultimate BNPL Handbook for Banks and Lenders
The BNPL game is on - fintechs have already scored $8-10 billion in annual consumer finance revenues that could have been yours.
In this whitepaper, you'll discover exactly what your point-of-sale financing program needs to be successful and learn the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).
DOWNLOAD THE WHITE PAPER and get key insights into choosing the winning BNPL solution for your needs.
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BNPL: How to Get off the Sidelines and into the Game
The Ultimate BNPL Handbook for Banks and Lenders
BNPL fintechs may be in the lead but banks have the home-field advantage. With the right point-of-sale financing solution in place, banks and lenders can catch up and win.
Download our free whitepaper and discover the key aspects to consider when choosing a point-of-sale financing solution, including the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).
Download the Whitepaper
Get your free download in your inbox:
BNPL: How to Get off the Sidelines and into the Game
The Ultimate BNPL Handbook for Banks and Lenders
BNPL fintechs may be in the lead but banks have the home-field advantage. With the right point-of-sale financing solution in place, banks and lenders can catch up and win.
Download our free whitepaper and discover the key aspects to consider when choosing a point-of-sale financing solution, including the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).
Download the Whitepaper
Get the free download in your inbox:
Why Choose Our BNPL Platform
Zero-to-Minimal Integration
Since there are different methods to complete a transaction, both online and in-store, there are different ways to transfer BNPL funds from lender to merchant.
Mission impossible? Not with Jifiti at your side. We give you a solution for every checkout payment stack, with zero or minimal integration.
Multi-Lender Hub
Boost sales & AOV with bank-rate BNPL programs from leading banks and lenders
White-labeled
Seamlessly embedded into your customer journey and customized in your brand
Any channel, anywhere
Powers a streamlined user experience globally across all channels - in-store, online, call center
What is pay-over-time waterfall?
What is pay-over-time waterfall?
Split payments
Pay in 3 or Pay in 4
Installment loans
One-time loan over a longer period of time for the amount in the cart
Lines of credit
Extended ‘open to buy’ line of credit with an amount that can be used for repeat purchases
Lease-to-own
No credit required path to ownership
Why Choose Our B2B Financing Platform?
State-of-the art platform
Streamlined data dashboard
White-labeled in your brand
Seamless customer experience
Finance from top banks & lenders
Omnichannel solution
What is B2B embedded finance?
Today’s business buyer expects B2B financing at the place of purchase.
Our white-labeled BNPL platform gives your business customers easy access to specialized B2B financing, seamlessly embedded within your user journey in your brand.
Win more lifetime business customers and drive volumes with white-labeled B2B financing
Decisioning and Risk Management
Why Choose Our B2B Financing Platform?
ABOUT US
Jifiti is transforming point-of-sale financing with cutting-edge technology, data and BNPL solutions.
Our white-labeled Buy Now Pay Later platform powers any bank loan program at any POS - bridging the gap between retailers, lenders, and consumers.
We offer retailers zero-integration POS financing, split pay and end-to-end retail gifting solutions.