Spread Your BNPL Wings with

Embedded Split Pay

Split-Pay-as-a-Service for Banks and Lenders

BNPL For Merchants

Bring Your Own Brand of Split Pay to Market

Split Payments solution

Off-the-shelf

Fully functional and ready to launch at scale

White-labeled

Customize at the click of a button

Any channel and market

Works seamlessly online and in-store in any global market

Split Pay Designed to Convert

The best customer journey is one with no detours.

With our technology, your Split Pay solution is fully embedded into the customer’s experience, from the start of the journey to checkout.

No Underwriting Required

As Split Pay is a payment product, you get easy access to a wider range of consumers, without the heavy-lifting of a loan.

Our Split Pay functionality comes pre-built with all the risk mitigation tools you’ll need to succeed.

    Split Pay Your Way

    Want to switch from a Pay-in-3 to Pay–in-4 model?

    Need to change the minimum order value? No problem!

    You can easily change any setting at the click of a button.

    consumer financing for lenders

    Knowledge is Power

    Armed with powerful data from our reporting dashboard, you get insights into every aspect of consumer Split Pay behavior.

    Resides within our All-in-One Platform

    Through our white-labeled platform, you can offer the full suite of BNPL options, from Split Pay through to Installment Loans.

    Or you can pick and choose the programs to best suit your goals, and your merchant and consumer needs.

    Let's talk

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      BNPL: How to Get off the Sidelines and into the Game

      The Ultimate BNPL Handbook for Banks and Lenders

      The BNPL game is on - fintechs have already scored $8-10 billion in annual consumer finance revenues that could have been yours.

      In this whitepaper, you'll discover exactly what your point-of-sale financing program needs to be successful and learn the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).

      DOWNLOAD THE WHITE PAPER and get key insights into choosing the winning BNPL solution for your needs.

      Get the Whitepaper

      Fill in your details below:

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        BNPL: How to Get off the Sidelines and into the Game

        The Ultimate BNPL Handbook for Banks and Lenders

        BNPL fintechs may be in the lead but banks have the home-field advantage. With the right point-of-sale financing solution in place, banks and lenders can catch up and win.

        Download our free whitepaper and discover the key aspects to consider when choosing a point-of-sale financing solution, including the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).

        Download the Whitepaper

        Get your free download in your inbox:

          Name

          Work Email

          Company Name

          Region


          BNPL: How to Get off the Sidelines and into the Game

          The Ultimate BNPL Handbook for Banks and Lenders

          BNPL fintechs may be in the lead but banks have the home-field advantage. With the right point-of-sale financing solution in place, banks and lenders can catch up and win.

          Download our free whitepaper and discover the key aspects to consider when choosing a point-of-sale financing solution, including the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).

          Download the Whitepaper

          Get the free download in your inbox:

            Name

            Work Email

            Company Name

            Region


            Why Choose Our BNPL Platform

            Zero-to-Minimal Integration

            Since there are different methods to complete a transaction, both online and in-store, there are different ways to transfer BNPL funds from lender to merchant.

            Mission impossible? Not with Jifiti at your side. We give you a solution for every checkout payment stack, with zero or minimal integration.

            BNPL Payment Stack

            Multi-Lender Hub

            Boost sales & AOV with bank-rate BNPL programs from leading banks and lenders

            White-labeled

            Seamlessly embedded into your customer journey and customized   in your brand

            Any channel, anywhere

            Powers a streamlined user experience globally across all channels - in-store, online, call center

            What is pay-over-time waterfall?

            What is pay-over-time waterfall?

            Split payments

            Pay in 3 or Pay in 4

            Installment loans

            One-time loan over a longer period of time for the amount in the cart 

            Lines of credit

            Extended ‘open to buy’ line of credit with an amount that can be used for repeat purchases

            Lease-to-own

            No credit required path to ownership

            ABOUT US

            Jifiti is transforming point-of-sale financing with cutting-edge technology, data and solutions.
            Our white-labeled Buy Now Pay Later platform powers any bank loan program at any POS - bridging the gap between retailers, lenders, and consumers.
            We offer retailers zero-integration POS financing, split pay and end-to-end retail gifting solutions.

            WE'RE HERE

            hello@jifiti.com

            1491 Polaris PKWY # 21255, Columbus, OH 43240-2041 USA