One White-Labeled BNPL Platform Powering

Every Possibility

BNPL For Merchants

Everything You Need for BNPL

From the cradle to the checkout, and beyond.
We’ve got the merchants’ POS financing lifecycle covered.

Merchant onboarding

Our BNPL platform provides a self-service process for merchants to easily apply and implement the lender’s point-of-sale financing.

Customizable user journey

We power any merchant’s user journey with a white-labeled, seamless front-end experience designed to convert.

Checkout & disbursement

A payment stack solution for any scenario. Whether online, in-store financing or via call center, you’ll say ‘yes’ to any retailer request.

Real-time reporting

Data dashboards give you the most transparent, detailed insights into the entire flow from big picture stats to drill-downs.

You Won’t Fly Solo

At Jifiti, you don’t just plug into a BNPL platform, you plug into a partnership.

A single integration gets you a dedicated product, dev and sales team, supporting you every step of the way. After implementing our BNPL solution, we work closely with your team on product development, merchant sales support and onboarding, as well as live implementation with the merchant.

Every BNPL Solution

Consumer financing solutions

Consumer Financing

Offer consumers your existing loan programs

at the moment they need them

Split Payments

Split Pay

Expand your reach to new customers

with new BNPL offerings

Working with the Best Lenders in the Business

Citizens Financial Group, Inc. is one of the USA’s oldest and largest financial institutions, with $187 billion in assets. It selected Jifiti’s platform to offer its POS financing to interested retailers.

Want to offer a fully-branded POS financing solution with the best in the business? Launch a POC instantly.

The Secret to Scale:

Merchant Acquisition Platform

A self-service platform that enables merchants to apply for your POS lending program and launch it instantly once approved.

Turbocharge Your Merchant Sales Process

A live demo is worth a thousand sales calls. Generate a customized, branded live demo for your merchant prospects directly through our platform. Simply add in the merchant’s name, logo and URL and send them their live demo link!

Want to see it in action? We’ll be happy to demo the demo-generator.

Value Across the Board

Lenders

  • A single integration to offer in-store and online financing to any merchant
  • Efficient new customer acquisition strategy
  • Zero overhead to maintain or add a merchant to a financing program
  • Fully-branded flow for both the lender and the merchant

Merchants

  • Zero integration with lenders’ systems
  • Short and simple onboarding
  • Maximize revenue by selling large-ticket items with suitable financing
  • Easily launch a POC

Customers

  • No need to interact with staff to apply for financing and risk the embarrassment of being declined
  • Mobile-first apply and pay – no need to get a new credit card
  • Simple and streamlined loan application process

Let's talk

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    BNPL: How to Get off the Sidelines and into the Game

    The Ultimate BNPL Handbook for Banks and Lenders

    The BNPL game is on - fintechs have already scored $8-10 billion in annual consumer finance revenues that could have been yours.

    In this whitepaper, you'll discover exactly what your point-of-sale financing program needs to be successful and learn the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).

    DOWNLOAD THE WHITE PAPER and get key insights into choosing the winning BNPL solution for your needs.

    Get the Whitepaper

    Fill in your details below:

      Name

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      BNPL: How to Get off the Sidelines and into the Game

      The Ultimate BNPL Handbook for Banks and Lenders

      BNPL fintechs may be in the lead but banks have the home-field advantage. With the right point-of-sale financing solution in place, banks and lenders can catch up and win.

      Download our free whitepaper and discover the key aspects to consider when choosing a point-of-sale financing solution, including the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).

      Download the Whitepaper

      Get your free download in your inbox:

        Name

        Work Email

        Company Name

        Region


        BNPL: How to Get off the Sidelines and into the Game

        The Ultimate BNPL Handbook for Banks and Lenders

        BNPL fintechs may be in the lead but banks have the home-field advantage. With the right point-of-sale financing solution in place, banks and lenders can catch up and win.

        Download our free whitepaper and discover the key aspects to consider when choosing a point-of-sale financing solution, including the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).

        Download the Whitepaper

        Get the free download in your inbox:

          Name

          Work Email

          Company Name

          Region


          Why Choose Our BNPL Platform

          Zero-to-Minimal Integration

          Since there are different methods to complete a transaction, both online and in-store, there are different ways to transfer BNPL funds from lender to merchant.

          Mission impossible? Not with Jifiti at your side. We give you a solution for every checkout payment stack, with zero or minimal integration.

          BNPL Payment Stack

          Multi-Lender Hub

          Boost sales & AOV with bank-rate BNPL programs from leading banks and lenders

          White-labeled

          Seamlessly embedded into your customer journey and customized   in your brand

          Any channel, anywhere

          Powers a streamlined user experience globally across all channels - in-store, online, call center

          What is pay-over-time waterfall?

          What is pay-over-time waterfall?

          Split payments

          Pay in 3 or Pay in 4

          Installment loans

          One-time loan over a longer period of time for the amount in the cart 

          Lines of credit

          Extended ‘open to buy’ line of credit with an amount that can be used for repeat purchases

          Lease-to-own

          No credit required path to ownership

          "We are delighted to collaborate with Jifiti in Europe as this partnership allows us to deliver seamless checkout financing experiences for consumers. It's a win-win for all stakeholders."
          "Jifiti has a commitment to excellence, demonstrated creativity and flexibility for our business needs and never missed a deadline or an obligation."
          "Jifiti is working side-by-side with us, not just as our BNPL platform provider, but as a true end-to-end partner. The team has gone above and beyond, making the IKEA POS financing seamless, affordable and easily accessible to our customers."

          Why Choose Our B2B Financing Platform?

          State-of-the art platform

          Split Payments solution

          Streamlined data dashboard

          White-labeled in your brand

          Split Payments solution

          Seamless customer experience

          Powers every BNPL solution

          Finance from top banks & lenders

          Split Payments solution

          Omnichannel solution

          What is B2B embedded finance?

          Today’s business buyer expects B2B financing at the place of purchase.

          Our white-labeled BNPL platform gives your business customers easy access to specialized B2B financing, seamlessly embedded within your user journey in your brand.

          Win more lifetime business customers and drive volumes with white-labeled B2B financing

          Decisioning and Risk Management

          Why Choose Our B2B Financing Platform?

          ABOUT US

          Jifiti is transforming point-of-sale financing with cutting-edge technology, data and BNPL solutions.
          Our white-labeled Buy Now Pay Later platform powers any bank loan program at any POS - bridging the gap between retailers, lenders, and consumers.
          We offer retailers zero-integration POS financing, split pay and end-to-end retail gifting solutions.

          WE'RE HERE

          hello@jifiti.com

          1985 W. Henderson RD,

          Columbus, OH 43220

          USA

          1-855-858-0600