Apple’s entry into BNPL will attract more financial institutions and merchants. There have been numerous discussions about whether Apple Pay Later is a threat to major BNPL providers. The truth is that this payment solution will not shake up the industry as much as...

Buy-now, pay-later platforms are growing their appetite to offer interest-bearing loans, a traditional consumer credit segment they had competed against. Relying on fees paid by merchants, instead of charging consumers interest, has been one of the few financial...

Following the pandemic’s fintech boom, there was an enormous uptake in fintech startups trying to make their mark in the world. Three years later though, some in the traditional financial market have raised concerns about the potential oversaturation of the market. To...