KNOWLEDGE CENTER
Lenders Guide to POS Installment Loans
Point of Sale (POS) financing was traditionally considered to be a revolving line of credit, either in the form of private label store cards or general credit cards. The POS financing model is increasingly being seen as one of installment loans, and top tier banks and lenders are looking to offer this option.
Visa’s Installment APIs Solve Only Part of the Problem
Retail’s not dying. It’s missing consistent payment and financing
It’s Now Easier Than Ever to go Global… Until You Want to Offer Consumer Finance
Consumers searching for the perfect product at the keenest price, are increasingly able to do so using global retailers. Consumer finance has not evolved enough to keep up with the growing scope to shop internationally, despite high-end items making up a large part of these international purchases.
Sharing Economy and Consumer Financing
The growth of sharing economy services is challenging the ownership model, not only with cars and homes – but in lifestyle purchases as well. This change in consumer behavior will have a major effect on financing.
Implementing a financing solution? Here are the top 5 things you should consider
We have gathered here all the key considerations you should take into account when examining to implement POS financing in your store.
Who’s Applying for Financing?
With the decline in financing for car and home purchases, new verticals feature high on the checklist of a younger consumer
Who will lead the way in POS consumer financing?
POS lending has indeed become mainstream due to more consumers seeking transparent credit options. Merchants capitalizing on this widened customer base and opportunity boost sales.
POS Financing and Fintechs
Does the Answer to POS Consumer Financing Lie in Bank-Fintech Collaboration?
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Jifiti is redefining retail experiences
with unparalleled data & technology.
Our proprietary consumer finance & gifting solutions bridge the gap between retailers, lenders, and consumers.
We offer retailers a Zero-Integration POS financing, and end to end retail gifting solutions (Gift registry, eCommerce gift checkout, First party gift card solutions).
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