KNOWLEDGE CENTER
How to Test and Learn with Consumer Finance
We know that in the retail and POS space, complicated integration makes it a lengthy process (if not impossible) to implement a new solution. Once the solution is finally launched, the retailer is then bound to it due to the deep integration as well as the time and resources that were invested in the implementation.
Where does Apple Card fit into modern consumer finance space?
Apple card is already in the hands of its users and with a major player entering the credit card market, it’s a great time to take a look at the bigger picture and see where this new card fits in with the consumer finance ecosystem today.
Financing requires trust – Why branded flows work
Consistent branding is crucial in influencing consumer behavior and enhancing conversion rates, but what happens when you are working with a third-party provider?
Lenders Guide to POS Installment Loans
Point of Sale (POS) financing was traditionally considered to be a revolving line of credit, either in the form of private label store cards or general credit cards. The POS financing model is increasingly being seen as one of installment loans, and top tier banks and lenders are looking to offer this option.
Visa’s Installment APIs Solve Only Part of the Problem
Retail’s not dying. It’s missing consistent payment and financing
It’s Now Easier Than Ever to go Global… Until You Want to Offer Consumer Finance
Consumers searching for the perfect product at the keenest price, are increasingly able to do so using global retailers. Consumer finance has not evolved enough to keep up with the growing scope to shop internationally, despite high-end items making up a large part of these international purchases.
Sharing Economy and Consumer Financing
The growth of sharing economy services is challenging the ownership model, not only with cars and homes – but in lifestyle purchases as well. This change in consumer behavior will have a major effect on financing.
Implementing a financing solution? Here are the top 5 things you should consider
We have gathered here all the key considerations you should take into account when examining to implement POS financing in your store.
Who’s Applying for Financing?
With the decline in financing for car and home purchases, new verticals feature high on the checklist of a younger consumer
Who will lead the way in POS consumer financing?
POS lending has indeed become mainstream due to more consumers seeking transparent credit options. Merchants capitalizing on this widened customer base and opportunity boost sales.
POS Financing and Fintechs
Does the Answer to POS Consumer Financing Lie in Bank-Fintech Collaboration?
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We have a lot more knowledge to share.
ABOUT US
Jifiti is redefining retail experiences
with unparalleled data & technology.
Our proprietary consumer finance & gifting solutions bridge the gap between retailers, lenders, and consumers.
We offer retailers a Zero-Integration POS financing, and end to end retail gifting solutions (Gift registry, eCommerce gift checkout, First party gift card solutions).
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401 w Town Street, Columbus, OH, 43215
1811 Silverside RD, Wilmington, DE, 198104345