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BNPL: How to Get off the Sidelines and into the Game
The Ultimate BNPL Handbook for Banks and Lenders
The BNPL game is on - fintechs have already scored $8-10 billion in annual consumer finance revenues that could have been yours.
In this whitepaper, you'll discover exactly what your point-of-sale financing program needs to be successful and learn the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).
DOWNLOAD THE WHITE PAPER and get key insights into choosing the winning BNPL solution for your needs.
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BNPL: How to Get off the Sidelines and into the Game
The Ultimate BNPL Handbook for Banks and Lenders
BNPL fintechs may be in the lead but banks have the home-field advantage. With the right point-of-sale financing solution in place, banks and lenders can catch up and win.
Download our free whitepaper and discover the key aspects to consider when choosing a point-of-sale financing solution, including the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).
Download the Whitepaper
Get your free download in your inbox:
BNPL: How to Get off the Sidelines and into the Game
The Ultimate BNPL Handbook for Banks and Lenders
BNPL fintechs may be in the lead but banks have the home-field advantage. With the right point-of-sale financing solution in place, banks and lenders can catch up and win.
Download our free whitepaper and discover the key aspects to consider when choosing a point-of-sale financing solution, including the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).
Download the Whitepaper
Get the free download in your inbox:
Why Choose Our BNPL Platform
Zero-to-Minimal Integration
Since there are different methods to complete a transaction, both online and in-store, there are different ways to transfer BNPL funds from lender to merchant.
Mission impossible? Not with Jifiti at your side. We give you a solution for every checkout payment stack, with zero or minimal integration.
Multi-Lender Hub
Boost sales & AOV with bank-rate BNPL programs from leading banks and lenders
White-labeled
Seamlessly embedded into your customer journey and customized in your brand
Any channel, anywhere
Powers a streamlined user experience globally across all channels - in-store, online, call center
What is pay-over-time waterfall?
What is pay-over-time waterfall?
Split payments
Pay in 3 or Pay in 4
Installment loans
One-time loan over a longer period of time for the amount in the cart
Lines of credit
Extended ‘open to buy’ line of credit with an amount that can be used for repeat purchases
Lease-to-own
No credit required path to ownership
Why Choose Our B2B Financing Platform?
State-of-the art platform
Streamlined data dashboard
White-labeled in your brand
Seamless customer experience
Finance from top banks & lenders
Omnichannel solution
What is B2B embedded finance?
Today’s business buyer expects B2B financing at the place of purchase.
Our white-labeled BNPL platform gives your business customers easy access to specialized B2B financing, seamlessly embedded within your user journey in your brand.
Win more lifetime business customers and drive volumes with white-labeled B2B financing
Decisioning and Risk Management
Why Choose Our B2B Financing Platform?
Key Features
- Any B2C and B2B assisted sales flow
- White-labeled user experience
- Compatible with any device
- Fully customizable
- Supports any loan program
- Real-time funnel-based insights
- Zero integration required
- Global solution
You Won’t Fly Solo
At Jifiti, you don’t just plug into a Buy Now Pay Later platform, you plug into a partnership. A single integration gets you a dedicated product, dev and sales team, supporting you every step of the way. After implementing our solution, we work closely with your team on product development, merchant sales support and onboarding, as well as live implementation with the merchant.
Everything You Need From A to Z
From the cradle to the checkout, and beyond.
We’ve got the merchants’ POS financing lifecycle covered.
Merchant onboarding
With everything built into the platform, we handle the entire merchant onboarding process from merchant setup to ecommerce plugins and user journeys.
Customizable user journey
We power your white-labeled user journey for the merchant by providing a fully customizable, seamless front-end customer experience designed to convert.
Checkout & disbursement
A payment stack solution for any scenario. Whether it’s online, in-store, on-site or via a call center, you’ll be saying ‘yes’ to any request from the merchant.
Real-time reporting
Data dashboards give you the most transparent, detailed insights into the entire flow from big picture stats to drill-downs. Check how you’re doing and how to optimize.
Missing a Piece of the BNPL Puzzle?
Not all banks and lenders are set up for real-time decision making, loan disbursement or loan servicing. Don’t let that hold you back. Whatever you need to unleash your BNPL superpowers, we’ve got it. The leading third-party services and vendors in each vertical are fully integrated with our platform.
The Secret to Scale:
Merchant Acquisition Platform
A self-service platform that enables merchants to apply for your POS lending program and launch it instantly once approved.
Working with the Best Lenders in the Business
Citizens Financial Group, Inc. is one of the nation’s oldest and largest financial institutions, with $160.5 billion in assets. It selected Jifiti’s platform to offer its POS financing to interested retailers.
Want to offer a fully-branded POS financing solution with the best in the business? Launch a POC instantly.
Turbocharge Your Merchant Sales Process
A live demo is worth a thousand sales calls. Generate a customized, branded live demo for your merchant prospects directly through our platform. Simply add in the merchant’s name, logo and URL and send them their live BNPL demo link!
Want to see it in action? We’ll be happy to demo the demo-generator.
Full Transparency
Our lender admin center includes robust centralized reporting for point-of-sale financing activity across all merchants and brands.
Grab an overview picture with your morning coffee or drill down to the finest details with your data scientists.
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FAQs
Value Across the Board
Lenders
- A single integration to offer in-store and online financing to any merchant
- Efficient new customer acquisition strategy
- Zero overhead to maintain or add a merchant to a financing program
- Fully-branded flow for both the lender and the merchant
Merchants
- Zero integration with lenders’ systems
- Short and simple onboarding
- Maximize revenue by selling large-ticket items with suitable financing
- Easily launch a POC
Customers
- No need to interact with staff to apply for financing and risk the embarrassment of being declined
- Mobile-first apply and pay – no need to get a new credit card
- Simple and streamlined loan application process
The BNPL Handbook for Banks and Lenders
Do you know what you need to get off the sidelines and into the game?
ABOUT US
Jifiti is transforming point-of-sale financing with cutting-edge technology, data and BNPL solutions.
Our white-labeled Buy Now Pay Later platform powers any bank loan program at any POS - bridging the gap between retailers, lenders, and consumers.
We offer retailers zero-integration POS financing, split pay and end-to-end retail gifting solutions.