Enabling Zero-Integration Retail POS Financing
A preferred Mastercard® partner
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Consumer Finance Application
Consumer Finance Application
The Future of POS Lending
A single integration to offer in-store financing to every retailer they work with
Efficient new customer acquisition strategy
Zero overhead to maintain or add a retailer to a financing program
Deeper insight into customer risk profile
Zero integration with lender’s systems
Short and simple onboarding
Maximize revenue by selling large ticket items with suitable financing
No need to interact with staff to apply for financing and risk the embarrassment of being declined
One-time installments loan for singular purchases without the need to get a new credit card
Simple and streamlined loan application process
An API-Based Solution for Lenders
Introducing Jifiti – a simple way to bridge the gap between lenders and merchants
Jifiti’s financing platform gives you the power to provide retailers with the ability to offer instant financing to qualified customers via a Mastercard digital prepaid card.
It reduces your operational costs since Jifiti requires only one integration and zero investment in maintenance to make your credit programs available at any retailer.
Jifiti provides a tool to reach and onboard new consumers as well as the opportunity to cross-sell financial and banking services.
Consumer financing solutions for lenders
Jifiti’s Platform Programs
Last-mile disbursement of funds
Seamlessly transfer the financed funds to your partner retailers via existing Mastercard rails. Zero POS integration required.
End-to-end POS financing for retailers
Easily offer POS financing to Jifiti’s portfolio retailers.
Wedding registry financing
Incorporating lenders into Jifiti’s retail partner’s wedding registries to facilitate loan applications for registry completion.
Merchant acquisition platform
A self-service platform that enables merchants to apply for your POS lending program and launch it instantly once approved.
Jifiti’s customized, one-time integration enables lenders to offer financing for any retailer they choose without needing to integrate to their POS
Single integration via API into Jifiti’s platform.
Modular and customizable, based on your setup. We build out the API to offer whatever your system needs.
A digital Mastercard prepaid card solution enables customers to checkout as they normally would.
On-the-spot financing means consumers receive instant access to their funds.
How it works
A Seamless and Simple Process
With a digital financing platform, you have the opportunity to grow your consumer lending.
The right digital platform enables you to finance more consumer purchases through retailers, which means diversification for your lending portfolios and increased loan revenue.
POS Financing Captures Lost Sales
OF U.S. SHOPPERS SEEK FINANCING
AOV INCREASE WHEN USING FINANCING
SHOPPERS PREFER RETAILERS WITH INSTANT FINANCING
Here is what our clients have to say about us…
Consumer confidence in alternative finance providers is growing. Not only is demand increasing for these solutions, but they have lower operational costs than traditional in-store retail financing products.
of U.S. millennials do not have a mainstream credit product
of UK millennial respondents have had loans with alternative providers
of global consumers use fintech solutions
Making a big purchase can be intimidating.
Financing shouldn’t be.
- Convenient financing – Instant solution for eligible customers, with clear terms so they always know how much they’re paying in monthly automatic repayments
- A smoother application process – There is no need to apply for another credit card, or indicate to the store associate that financing is needed
- Ease of use – The customer’s in-app and in-store experience allows them to check out like a regular paying customer
- No more settling – The customer can now buy the item they really need or love without compromising on quality
Jifiti is redefining retail experiences
with unparalleled data & technology.
Our proprietary consumer finance & gifting solutions bridge the gap between retailers, lenders, and consumers.
We offer retailers a Zero-Integration POS financing, and end to end retail gifting solutions (Gift registry, eCommerce gift checkout, First party gift card solutions).
401 w Town Street, Columbus, OH, 43215
1811 Silverside RD, Wilmington, DE, 198104345