The BNPL Platform
That Puts the Merchant in the Driver's Seat
Instantly Offer Point-of-Sale Financing
By 2025, the global Buy Now Pay Later industry is estimated to top $1T in annual gross merchandise volume.
Consumers want to pay over time, and merchants that provide them with BNPL customer finance programs at bank rates are positioned for success.
With Jifiti’s solution, you can increase your sales and average order value and claim your piece of the $1T Buy Now Pay Later sales pie.
Seamless integration
Works seamlessly with any ecommerce platform or in-store point of sale
Fully branded
White-labeled financing experience in your brand across global markets
Give Your Customers BNPL at Bank Rates
Give your customers instant access to tier-1 bank loan programs at your point of sale. Only leading banks and lenders can offer the most competitive loan programs and approval rates, designed to increase your sales. Simply select the type of loan program you want to offer your customers and you’re good to go.
Integration? We’ve Got You Covered
Jifiti’s flexible backend acts as a hub for multiple lenders. As the retailer, you can select to work with existing lenders on the platform or have your preferred lender connect to the backend. There is no integration required with your POS.
Working with the Best Lenders in the Business
Citizens Financial Group, Inc. is one of the nation’s oldest and largest financial institutions, with $160.5 billion in assets. It selected Jifiti’s platform to offer its POS financing to interested retailers.
Want to offer a fully-branded POS financing solution with the best in the business? Launch a POC instantly.
Why Jifiti
User Friendly
Unified user experience across all platforms, in-store and online
White-labeled
Fully-branded customer journey from application through to payment
Zero IT Resources
Zero integration required with your POS or ecommerce platform
Enhanced Coverage
Plug-and-play backend connects to any lender
Global Facilitation
Enables a seamless process across markets
Multiple Loan Programs
Supports installment product, line of credit and pay by 3/4
IT Resources Required: ZERO
Pick a lender and a loan program. Launch a POC instantly without any investment in IT or integration resources. Change your program any time you want.
Transparency Level: 100%
Centralized real-time reporting for all financing activity across all stores, markets and brands.
WHITEPAPER
What to consider when selecting your buy-now-pay-later solution
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FAQs
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BNPL: How to Get off the Sidelines and into the Game
The Ultimate BNPL Handbook for Banks and Lenders
The BNPL game is on - fintechs have already scored $8-10 billion in annual consumer finance revenues that could have been yours.
In this whitepaper, you'll discover exactly what your point-of-sale financing program needs to be successful and learn the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).
DOWNLOAD THE WHITE PAPER and get key insights into choosing the winning BNPL solution for your needs.
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BNPL: How to Get off the Sidelines and into the Game
The Ultimate BNPL Handbook for Banks and Lenders
BNPL fintechs may be in the lead but banks have the home-field advantage. With the right point-of-sale financing solution in place, banks and lenders can catch up and win.
Download our free whitepaper and discover the key aspects to consider when choosing a point-of-sale financing solution, including the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).
Download the Whitepaper
Get your free download in your inbox:
BNPL: How to Get off the Sidelines and into the Game
The Ultimate BNPL Handbook for Banks and Lenders
BNPL fintechs may be in the lead but banks have the home-field advantage. With the right point-of-sale financing solution in place, banks and lenders can catch up and win.
Download our free whitepaper and discover the key aspects to consider when choosing a point-of-sale financing solution, including the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).
Download the Whitepaper
Get the free download in your inbox:
Why Choose Our BNPL Platform
Zero-to-Minimal Integration
Since there are different methods to complete a transaction, both online and in-store, there are different ways to transfer BNPL funds from lender to merchant.
Mission impossible? Not with Jifiti at your side. We give you a solution for every checkout payment stack, with zero or minimal integration.
Multi-Lender Hub
Boost sales & AOV with bank-rate BNPL programs from leading banks and lenders
White-labeled
Seamlessly embedded into your customer journey and customized in your brand
Any channel, anywhere
Powers a streamlined user experience globally across all channels - in-store, online, call center
What is pay-over-time waterfall?
What is pay-over-time waterfall?
Split payments
Pay in 3 or Pay in 4
Installment loans
One-time loan over a longer period of time for the amount in the cart
Lines of credit
Extended ‘open to buy’ line of credit with an amount that can be used for repeat purchases
Lease-to-own
No credit required path to ownership
Why Choose Our B2B Financing Platform?
State-of-the art platform
Streamlined data dashboard
White-labeled in your brand
Seamless customer experience
Finance from top banks & lenders
Omnichannel solution
What is B2B embedded finance?
Today’s business buyer expects B2B financing at the place of purchase.
Our white-labeled BNPL platform gives your business customers easy access to specialized B2B financing, seamlessly embedded within your user journey in your brand.
Win more lifetime business customers and drive volumes with white-labeled B2B financing
Decisioning and Risk Management
Why Choose Our B2B Financing Platform?
ABOUT US
Jifiti is transforming point-of-sale financing with cutting-edge technology, data and BNPL solutions.
Our white-labeled Buy Now Pay Later platform powers any bank loan program at any POS - bridging the gap between retailers, lenders, and consumers.
We offer retailers zero-integration POS financing, split pay and end-to-end retail gifting solutions.