THE FINANCING PLATFORM THAT PUTS THE MERCHANT IN THE DRIVER’S SEAT.

Instantly offer consumer financing

Easily launch a fully branded POS financing experience that requires ZERO integration. Your shoppers apply and pay using their personal device.

The power is yours to select your lender (or lenders), loan program and promotions – switch at any point.

Zero Integration

Works seamlessly with any POS. Launch a POC instantly.

FULLY BRANDED

White-labeled financing experience across global markets and brands

Integration? We’ve got you covered.

Jifiti’s flexible backend acts as a hub for multiple lenders. As the retailer, you can select to work with existing lenders on the platform or have your preferred lender connect to the backend. There is no integration required with your POS.

HOW IT WORKS

1. Unified white-labeled consumer application is customized for your brand(s) and is displayed on your site – both mobile (in-store) and online (e-commerce).

2. Loan application is routed back to the relevant lender(s) based on the market or credit profile.

3. Lender processes the loan application in real-time. Approval is displayed on the customer’s device.

4. Funds are disbursed via a digital PVL restricted to your store or e-commerce site. Digital card is used at point-of-sale in-store or online through the network rails.

Working with the best lenders in the business

Citizens Financial Group, Inc. is one of the nation’s oldest and largest financial institutions, with $160.5 billion in assets. It selected Jifiti’s platform to offer its POS financing to interested retailers.

Want to offer a fully branded POS financing solution with the best in the business? Launch a POC instantly.

Why Jifiti



user friendly

Unified user experience across all platforms in-store and online



Whitelabeled

Fully branded experience from application through payment



zero it resources

Zero integration required with your POS or eCommerce platform



enhanced coverage

Plug and play backend connects to any lender(s)



global

Global facilitation enables a seamless process across markets.



multiple loan programs

Suports installment product and line of credit

IT Resources Required: ZERO

Pick a lender and a loan program. Launch a POC instantly without any investment in IT or integration resources. Change your program any time you want.

Transparency Level: 100%

Centralized real-time reporting for all financing activity across all stores, markets and brands

Did You Know?

%

OF U.S. SHOPPERS SEEK FINANCING

%

AOV INCREASE WHEN USING FINANCING

%

OF SHOPPERS PREFER RETAILERS WITH INSTANT FINANCING

FROM OUR KNOWLEDGE CENTER

“Implementing a POS financing solution? Here are the top 5 things you should consider.”

Consumer Finance Application

Q

Consumer Finance Application

Q

A WORLD-CLASS

POS FINANCING SOLUTION

BY A WORLD-CLASS LENDER

ABOUT US

Jifiti is redefining retail experiences
with unparalleled data & technology.
Our proprietary consumer finance & gifting solutions bridge the gap between retailers, lenders, and consumers.
We offer retailers a Zero-Integration POS financing, and end to end retail gifting solutions (Gift registry, eCommerce gift checkout, First party gift card solutions).