The BNPL Platform

That Puts the Merchant in the Driver's Seat

BNPL For Merchants

Instantly Offer Point-of-Sale Financing

By 2025, the global Buy Now Pay Later industry is estimated to top $1T in annual gross merchandise volume.

Consumers want to pay over time, and merchants that provide them with BNPL customer finance programs at bank rates are positioned for success. 

With Jifiti’s solution, you can increase your sales and average order value and claim your piece of the $1T Buy Now Pay Later sales pie. 

Seamless integration

Works seamlessly with any ecommerce platform or in-store point of sale

Fully branded

White-labeled financing experience in your brand across global markets

Give Your Customers BNPL at Bank Rates

Give your customers instant access to tier-1 bank loan programs at your point of sale. Only leading banks and lenders can offer the most competitive loan programs and approval rates, designed to increase your sales. Simply select the type of loan program you want to offer your customers and you’re good to go. 

Integration? We’ve Got You Covered

Jifiti’s flexible backend acts as a hub for multiple lenders. As the retailer, you can select to work with existing lenders on the platform or have your preferred lender connect to the backend. There is no integration required with your POS.

Working with the Best Lenders in the Business

Citizens Financial Group, Inc. is one of the nation’s oldest and largest financial institutions, with $160.5 billion in assets. It selected Jifiti’s platform to offer its POS financing to interested retailers.

Want to offer a fully-branded POS financing solution with the best in the business? Launch a POC instantly.

Why Jifiti

User Friendly

Unified user experience across all platforms, in-store and online

White-labeled

Fully-branded customer journey from application through to payment

Zero IT Resources

Zero integration required with your POS or ecommerce platform

Enhanced Coverage

Plug-and-play backend connects to any lender

Global Facilitation

Enables a seamless process across markets

Multiple Loan Programs 

Supports installment product, line of credit and pay by 3/4

IT Resources Required: ZERO

Pick a lender and a loan program. Launch a POC instantly without any investment in IT or integration resources. Change your program any time you want.

Transparency Level: 100%

Centralized real-time reporting for all financing activity across all stores, markets and brands.

WHITEPAPER

What to consider when selecting your buy-now-pay-later solution

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    BNPL: How to Get off the Sidelines and into the Game

    The Ultimate BNPL Handbook for Banks and Lenders

    The BNPL game is on - fintechs have already scored $8-10 billion in annual consumer finance revenues that could have been yours.

    In this whitepaper, you'll discover exactly what your point-of-sale financing program needs to be successful and learn the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).

    DOWNLOAD THE WHITE PAPER and get key insights into choosing the winning BNPL solution for your needs.

    Get the Whitepaper

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      BNPL: How to Get off the Sidelines and into the Game

      The Ultimate BNPL Handbook for Banks and Lenders

      BNPL fintechs may be in the lead but banks have the home-field advantage. With the right point-of-sale financing solution in place, banks and lenders can catch up and win.

      Download our free whitepaper and discover the key aspects to consider when choosing a point-of-sale financing solution, including the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).

      Download the Whitepaper

      Get your free download in your inbox:

        Name

        Work Email

        Company Name

        Region


        BNPL: How to Get off the Sidelines and into the Game

        The Ultimate BNPL Handbook for Banks and Lenders

        BNPL fintechs may be in the lead but banks have the home-field advantage. With the right point-of-sale financing solution in place, banks and lenders can catch up and win.

        Download our free whitepaper and discover the key aspects to consider when choosing a point-of-sale financing solution, including the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).

        Download the Whitepaper

        Get the free download in your inbox:

          Name

          Work Email

          Company Name

          Region


          Why Choose Our BNPL Platform

          Zero-to-Minimal Integration

          Since there are different methods to complete a transaction, both online and in-store, there are different ways to transfer BNPL funds from lender to merchant.

          Mission impossible? Not with Jifiti at your side. We give you a solution for every checkout payment stack, with zero or minimal integration.

          BNPL Payment Stack

          Multi-Lender Hub

          Boost sales & AOV with bank-rate BNPL programs from leading banks and lenders

          White-labeled

          Seamlessly embedded into your customer journey and customized   in your brand

          Any channel, anywhere

          Powers a streamlined user experience globally across all channels - in-store, online, call center

          What is pay-over-time waterfall?

          What is pay-over-time waterfall?

          Split payments

          Pay in 3 or Pay in 4

          Installment loans

          One-time loan over a longer period of time for the amount in the cart 

          Lines of credit

          Extended ‘open to buy’ line of credit with an amount that can be used for repeat purchases

          Lease-to-own

          No credit required path to ownership

          "We are delighted to collaborate with Jifiti in Europe as this partnership allows us to deliver seamless checkout financing experiences for consumers. It's a win-win for all stakeholders."
          "Jifiti has a commitment to excellence, demonstrated creativity and flexibility for our business needs and never missed a deadline or an obligation."
          "Jifiti is working side-by-side with us, not just as our BNPL platform provider, but as a true end-to-end partner. The team has gone above and beyond, making the IKEA POS financing seamless, affordable and easily accessible to our customers."
          ABOUT US

          Jifiti is transforming point-of-sale financing with cutting-edge technology, data and BNPL solutions.
          Our white-labeled Buy Now Pay Later platform powers any bank loan program at any POS - bridging the gap between retailers, lenders, and consumers.
          We offer retailers zero-integration POS financing, split pay and end-to-end retail gifting solutions.

          WE'RE HERE

          hello@jifiti.com

          1491 Polaris PKWY # 21255, Columbus, OH 43240-2041 USA
          1-855-858-0600