THE FINANCING PLATFORM THAT PUTS THE MERCHANT IN THE DRIVER’S SEAT.

Instantly offer consumer financing
Easily launch a fully branded POS financing experience that requires ZERO integration. Your shoppers apply and pay using their personal device.
The power is yours to select your lender (or lenders), loan program and promotions – switch at any point.

Zero Integration
Works seamlessly with any POS. Launch a POC instantly.

FULLY BRANDED
White-labeled financing experience across global markets and brands


Integration? We’ve got you covered.
Jifiti’s flexible backend acts as a hub for multiple lenders. As the retailer, you can select to work with existing lenders on the platform or have your preferred lender connect to the backend. There is no integration required with your POS.

Working with the best lenders in the business
Citizens Financial Group, Inc. is one of the nation’s oldest and largest financial institutions, with $160.5 billion in assets. It selected Jifiti’s platform to offer its POS financing to interested retailers.
Want to offer a fully branded POS financing solution with the best in the business? Launch a POC instantly.

Why Jifiti
user friendly
Unified user experience across all platforms in-store and online
Whitelabeled
Fully branded experience from application through payment
zero it resources
Zero integration required with your POS or eCommerce platform
enhanced coverage
Plug and play backend connects to any lender(s)
global
Global facilitation enables a seamless process across markets.
multiple loan programs
Supports installment product and line of credit

IT Resources Required: ZERO
Pick a lender and a loan program. Launch a POC instantly without any investment in IT or integration resources. Change your program any time you want.
Transparency Level: 100%
Centralized real-time reporting for all financing activity across all stores, markets and brands

Did You Know?
%
OF U.S. SHOPPERS SEEK FINANCING
%
AOV INCREASE WHEN USING FINANCING
%
OF SHOPPERS PREFER RETAILERS WITH INSTANT FINANCING

Whitepaper:
What to consider when selecting your buy-now-pay-later solution
HOW IT WORKS
1. Unified white-labeled consumer application is customized for your brand(s) and is displayed on your site – both mobile (in-store) and online (e-commerce).
2. Loan application is routed back to the relevant lender(s) based on the market or credit profile.
3. Lender processes the loan application in real-time. Approval is displayed on the customer’s device.
4. Funds are disbursed via a digital PVL restricted to your store or e-commerce site. Digital card is used at point-of-sale in-store or online through the network rails.
Consumer Finance Application
Consumer Finance Application
A WORLD-CLASS
POS FINANCING SOLUTION
BY A WORLD-CLASS LENDER

Project Timeline: Lightening Fast
Timing is everything. Combining Jifiti's zero-integration and self-service onboarding platform, going live with a merchant has never been easier or quicker.
Take a look for yourself.
Request a Demo
Request a Demo
ABOUT US
Jifiti is redefining retail experiences
with unparalleled data & technology.
Our proprietary consumer finance & gifting solutions bridge the gap between retailers, lenders, and consumers.
We offer retailers a Zero-Integration POS financing, and end to end retail gifting solutions (Gift registry, eCommerce gift checkout, First party gift card solutions).