Empower your customers when making a big purchase

Jifiti – Zero integration POS consumer financing

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Did You Know?

%

OF U.S. SHOPPERS SEEK FINANCING

%

AOV INCREASE WHEN USING FINANCING

%

OF SHOPPERS PREFER RETAILERS WITH INSTANT FINANCING

Unleash Financing. Capture Sales.

SIMPLE

Self-serve branded application directly in the registry

OMNICHANNEL

Works on mobile web, desktop and in-store

CONVENIENT

Registrants know exactly how much they need to purchase everything they want

CONVERSION

It’s as easy as a click of a button

Making a big purchase can be intimidating. Financing shouldn’t be.

Introducing a simple way to offer on-the-spot POS financing.

A white-labeled platform that enables you to offer POS lending without needing to integrate with a lender.

ZERO INTEGRATION

Does not require any integration between your lender and your POS

WHITE LABELLED

The entire flow is built with your branding and is displayed inside your registry

SEAMLESS TRANSACTION

Customer receives the installment loan on a digital Mastercard prepaid card and checks out like any other transaction

CHOICE OF LENDERS

Works with any of our existing partner lenders or the lender of your choice

How it Works

Implementation

Roadmap

CUSTOMIZE

PLAN

DESIGN

TEST

DEPLOY

A Seamless and Simple Process

Lender’s application form is displayed by Jifiti in the retailer’s consumer financing interface

Consumer applies for financing – information is transferred via the secure API to the lender

Approval is returned to the Jifiti system via the API

Once approved, funds are issued on a digital Mastercard prepaid card that can be used only at that retailer

Consumer uses the Mastercard digital prepaid card to check out in the store, just like they would any card

Consumer repays the lender directly in monthly installments.

With a registry financing platform, you have the opportunity to grow your completion program.

The right digital platform enables you to offer instant financing for couples looking to complete their registry.

Here is what our clients have to say about us…

Lenders need to innovate their instore credit solutions to stay competitive and relevant to retailers and consumers.

Consumer confidence in alternative finance providers is growing. Not only is demand increasing for these solutions, but they have lower operational costs than traditional in-store retail financing products.

65%

of U.S. millennials do not have a mainstream credit product

50%

of UK millennial respondents have had loans with alternative providers

66%

of global consumers use fintech solutions

ABOUT US

Jifiti is redefining retail experiences
with unparalleled data & technology.
Our proprietary consumer finance & gifting solutions bridge the gap between retailers, lenders, and consumers.
We offer retailers a Zero-Integration POS financing, and end to end retail gifting solutions (Gift registry, eCommerce gift checkout, First party gift card solutions).