Is a consumer buying their fifth pair of Air Jordan sneakers or a MacBook to be more efficient at work? Are they bringing more value to their lives and enhancing their growth with the things they buy? Do they even need the item in the first place? And if so, as is the case with groceries and gas, is it wise to use BNPL to finance the expense?

So, what can banks, lenders, and merchants do to help consumers make more responsible BNPL decisions during times of economic uncertainty? 

Read Yaacov Martin’s full article in Insider Monkey to find out.