Disbursement & Settlement
A full menu of
automated loan
disbursement options
Give customers instant, seamless access to approved funds. Pick from our menu of disbursement & settlement options, configure disbursement logic once, then automate across programs and channels with full control and visibility.
79%
of approved credit lines
don’t get used*
* Accenture
Put your loans to good use
By giving customers immediate, convenient access to their approved loan funds, banks and lenders experience higher credit utilization and stronger portfolio performance.
Our technology provides flexible fund disbursement methods that adapt and scale with every loan program, use case and customer need.
Why automate your fund disbursement?
Real-time fund transfer
Seamless, instant transfers to the customer or seller based on your credit terms
Scale without limits
Adapt to any customer or partner need while keeping controls centralized
Program-level rules
Disburse by pre-defined rules per loan product, seller, channel or risk tier
Full control and flexibility
Supports refunds, chargebacks and partial settlements
Built for multiple fund disbursement methods
How it works
Approval & orchestration
Your decisioning parameters approve the loan or credit line. Our orchestration triggers the right disbursement flow
Instant fund transfer
Funds are released immediately based on your loan terms, disbursement flow and controls
Reconciliation
Activity streams to your ledger and reporting, simplifying settlement and chargeback handling
Optimization
Data analytics ensure you can monitor and optimize your fun disbursement flows
