Drive your B2B
business with
white-label
embedded finance
B2B Financing Made Accessible
Today’s business buyer expects B2B financing at the point of sale.
Our white-labeled BNPL platform gives your business customers easy access to specialized B2B financing, seamlessly embedded within your user journey in your brand.
Why Choose Our B2B BNPL Platform?
Quick time to market
Real-time data dashboard
White-labeled
Seamless customer experience
Finance from top banks & lenders
Omnichannel solution
Every B2B financing option.
One platform.
Different businesses have different financing needs and risk profiles.
To ensure your B2B customers get the best approval rates and loan terms possible, our platform supports them all.
Installment loans
Lines of credit
Pre-purchase LOC
Working capital
Deferred invoice
Why offer B2B embedded finance?
Let's talk
FAQs
Let's talk
BNPL: How to Get off the Sidelines and into the Game
The Ultimate BNPL Handbook for Banks and Lenders
The BNPL game is on - fintechs have already scored $8-10 billion in annual consumer finance revenues that could have been yours.
In this whitepaper, you'll discover exactly what your point-of-sale financing program needs to be successful and learn the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).
DOWNLOAD THE WHITE PAPER and get key insights into choosing the winning BNPL solution for your needs.
Get the Whitepaper
Fill in your details below:
BNPL: How to Get off the Sidelines and into the Game
The Ultimate BNPL Handbook for Banks and Lenders
BNPL fintechs may be in the lead but banks have the home-field advantage. With the right point-of-sale financing solution in place, banks and lenders can catch up and win.
Download our free whitepaper and discover the key aspects to consider when choosing a point-of-sale financing solution, including the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).
Download the Whitepaper
Get your free download in your inbox:
BNPL: How to Get off the Sidelines and into the Game
The Ultimate BNPL Handbook for Banks and Lenders
BNPL fintechs may be in the lead but banks have the home-field advantage. With the right point-of-sale financing solution in place, banks and lenders can catch up and win.
Download our free whitepaper and discover the key aspects to consider when choosing a point-of-sale financing solution, including the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).
Download the Whitepaper
Get the free download in your inbox:
Why Choose Our BNPL Platform
Zero-to-Minimal Integration
Since there are different methods to complete a transaction, both online and in-store, there are different ways to transfer BNPL funds from lender to merchant.
Mission impossible? Not with Jifiti at your side. We give you a solution for every checkout payment stack, with zero or minimal integration.
Multi-Lender Hub
Boost sales & AOV with bank-rate BNPL programs from leading banks and lenders
White-labeled
Seamlessly embedded into your customer journey and customized in your brand
Any channel, anywhere
Powers a streamlined user experience globally across all channels - in-store, online, call center
What is pay-over-time waterfall?
What is pay-over-time waterfall?
Split payments
Pay in 3 or Pay in 4
Installment loans
One-time loan over a longer period of time for the amount in the cart
Lines of credit
Extended ‘open to buy’ line of credit with an amount that can be used for repeat purchases
Lease-to-own
No credit required path to ownership
Why Choose Our B2B Financing Platform?
State-of-the art platform
Streamlined data dashboard
White-labeled in your brand
Seamless customer experience
Finance from top banks & lenders
Omnichannel solution
What is B2B embedded finance?
Today’s business buyer expects B2B financing at the place of purchase.
Our white-labeled BNPL platform gives your business customers easy access to specialized B2B financing, seamlessly embedded within your user journey in your brand.
Win more lifetime business customers and drive volumes with white-labeled B2B financing
Decisioning and Risk Management
Why Choose Our B2B Financing Platform?
Knowledge is Power
Word on the Street
FAQs
I already have a B2C BNPL solution. Why do I need BNPL for B2B?
These are the key differences between B2C BNPL and B2B BNPL:
B2C BNPL |
B2B BNPL |
|
Ticket size |
Lower | Higher |
Approved amounts |
Limited | Higher |
Underwriting |
Individual customer | Specialized for business |
Virtual card |
Yes – single card holder | Yes – multiple card holders |
Loan options |
Split pay, line of credit, installment loans, co-branded card | Installment loans, line of credit, pre-purchase LOC, working capital, deferred invoice |
Repayment options |
Various, not all require credit/debit card | ?? |
Other |
Not available for business use |
|
I already have a B2C BNPL solution. Why do I need BNPL for B2B?
These are the key differences between B2C BNPL and B2B BNPL:
B2C BNPL |
B2B BNPL |
|
Ticket size |
Lower | Higher |
Approved amounts |
Limited | Higher |
Underwriting |
Individual customer | Specialized for business |
Virtual card |
Yes – single card holder | Yes – multiple card holders |
Loan options |
Split pay, line of credit, installment loans, co-branded card | Installment loans, line of credit, pre-purchase LOC, working capital, deferred invoice |
Repayment options |
Various, not all require credit/debit card | |
Other |
Not available for business use |
|
What are the different use cases for B2B BNPL?
- Merchants – ability to offer financing to customers that are purchasing as a business. Similar to our B2C offering, it’s a white-labeled solution that works online, in-store, via call center and at-home assisted.
- Platforms/sites/companies servicing businesses – ability to offer business financing (per purchase or working capital) to their business clients. All branded and within their own site.
- Business lenders – all the tools they need to be able to offer their loans at the POS of a merchant selling to businesses. This can work by connecting to their existing decision engine, or by giving them an updated real-time decisioning engine. Lenders can also use our platform to offer ‘pre purchase’ financing for businesses.
- OEM’s – ability to offer real-time business financing to customers purchasing directly from them.
ABOUT US
Jifiti is transforming point-of-sale financing with cutting-edge technology, data and BNPL solutions.
Our white-labeled Buy Now Pay Later platform powers any bank loan program at any POS - bridging the gap between retailers, lenders, and consumers.
We offer retailers zero-integration POS financing, split pay and end-to-end retail gifting solutions.