Unleash Your Consumer Financing Programs

at the Speed of a Fintech

Instantly offer point-of-sale financing and onboard merchants at scale

BNPL For Merchants

Bring your retail finance to consumers
at the exact moment they need it

Easily Scalable BNPL Platform

Easily Scalable

Go to market with new retailers in a matter of days with zero-integration virtual card or simple API integration

Powers every BNPL solution

Powers every BNPL solution

Offer any of your consumer loan programs at any point of sale – online, in-store, mobile or via call center

White-labeled

Unlock the potential to acquire millions of new consumers and get brand exposure through new channels

One BNPL Platform Integration

Integrate just once to our BNPL platform and add unlimited merchants at the drop of the hat.

BNPL designed to convert

From product discovery through to checkout, customers are taken through an embedded finance journey designed to increase applications and optimize conversion rates.

consumer financing for lenders

Full Transparency

Our lender admin center includes robust centralized reporting for financing activity across all merchants and brands. 

Grab an overview picture with your morning coffee or drill down to the finest details with your data scientists. 

Missing a Piece of the BNPL Puzzle?

Not all banks and lenders are set up for real-time decision making, loan disbursement or loan servicing. Don’t let that hold you back. Whatever you need to unleash your BNPL superpowers, we’ve got it. The leading third-party services and vendors in each vertical are fully integrated with our platform.

BNPL Handbooks for Banks and Lenders

BNPL Handbook for Banks and Lenders

Do you know what you need to get off the sidelines
and into the game?

 

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    BNPL: How to Get off the Sidelines and into the Game

    The Ultimate BNPL Handbook for Banks and Lenders

    The BNPL game is on - fintechs have already scored $8-10 billion in annual consumer finance revenues that could have been yours.

    In this whitepaper, you'll discover exactly what your point-of-sale financing program needs to be successful and learn the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).

    DOWNLOAD THE WHITE PAPER and get key insights into choosing the winning BNPL solution for your needs.

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      BNPL: How to Get off the Sidelines and into the Game

      The Ultimate BNPL Handbook for Banks and Lenders

      BNPL fintechs may be in the lead but banks have the home-field advantage. With the right point-of-sale financing solution in place, banks and lenders can catch up and win.

      Download our free whitepaper and discover the key aspects to consider when choosing a point-of-sale financing solution, including the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).

      Download the Whitepaper

      Get your free download in your inbox:

        Name

        Work Email

        Company Name

        Region


        BNPL: How to Get off the Sidelines and into the Game

        The Ultimate BNPL Handbook for Banks and Lenders

        BNPL fintechs may be in the lead but banks have the home-field advantage. With the right point-of-sale financing solution in place, banks and lenders can catch up and win.

        Download our free whitepaper and discover the key aspects to consider when choosing a point-of-sale financing solution, including the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).

        Download the Whitepaper

        Get the free download in your inbox:

          Name

          Work Email

          Company Name

          Region


          Why Choose Our BNPL Platform

          Zero-to-Minimal Integration

          Since there are different methods to complete a transaction, both online and in-store, there are different ways to transfer BNPL funds from lender to merchant.

          Mission impossible? Not with Jifiti at your side. We give you a solution for every checkout payment stack, with zero or minimal integration.

          BNPL Payment Stack

          Multi-Lender Hub

          Boost sales & AOV with bank-rate BNPL programs from leading banks and lenders

          White-labeled

          Seamlessly embedded into your customer journey and customized   in your brand

          Any channel, anywhere

          Powers a streamlined user experience globally across all channels - in-store, online, call center

          What is pay-over-time waterfall?

          What is pay-over-time waterfall?

          Split payments

          Pay in 3 or Pay in 4

          Installment loans

          One-time loan over a longer period of time for the amount in the cart 

          Lines of credit

          Extended ‘open to buy’ line of credit with an amount that can be used for repeat purchases

          Lease-to-own

          No credit required path to ownership

          ABOUT US

          Jifiti is transforming point-of-sale financing with cutting-edge technology, data and solutions.
          Our white-labeled Buy Now Pay Later platform powers any bank loan program at any POS - bridging the gap between retailers, lenders, and consumers.
          We offer retailers zero-integration POS financing, split pay and end-to-end retail gifting solutions.

          WE'RE HERE

          hello@jifiti.com

          1491 Polaris PKWY # 21255, Columbus, OH 43240-2041 USA