Unleash Your Consumer Financing Programs
at the Speed of a Fintech
Instantly offer point-of-sale financing and onboard merchants at scale
Bring your retail finance to consumers
at the exact moment they need it
Easily Scalable
Go to market with new retailers in a matter of days with zero-integration virtual card or simple API integration
Powers every BNPL solution
Offer any of your consumer loan programs at any point of sale – online, in-store, mobile or via call center
White-labeled
Unlock the potential to acquire millions of new consumers and get brand exposure through new channels
One BNPL Platform Integration
Integrate just once to our BNPL platform and add unlimited merchants at the drop of the hat.
BNPL designed to convert
From product discovery through to checkout, customers are taken through an embedded finance journey designed to increase applications and optimize conversion rates.
Full Transparency
Our lender admin center includes robust centralized reporting for financing activity across all merchants and brands.
Grab an overview picture with your morning coffee or drill down to the finest details with your data scientists.
Missing a Piece of the BNPL Puzzle?
Not all banks and lenders are set up for real-time decision making, loan disbursement or loan servicing. Don’t let that hold you back. Whatever you need to unleash your BNPL superpowers, we’ve got it. The leading third-party services and vendors in each vertical are fully integrated with our platform.
BNPL Handbook for Banks and Lenders
Do you know what you need to get off the sidelines
and into the game?
Let's talk
FAQs
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BNPL: How to Get off the Sidelines and into the Game
The Ultimate BNPL Handbook for Banks and Lenders
The BNPL game is on - fintechs have already scored $8-10 billion in annual consumer finance revenues that could have been yours.
In this whitepaper, you'll discover exactly what your point-of-sale financing program needs to be successful and learn the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).
DOWNLOAD THE WHITE PAPER and get key insights into choosing the winning BNPL solution for your needs.
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BNPL: How to Get off the Sidelines and into the Game
The Ultimate BNPL Handbook for Banks and Lenders
BNPL fintechs may be in the lead but banks have the home-field advantage. With the right point-of-sale financing solution in place, banks and lenders can catch up and win.
Download our free whitepaper and discover the key aspects to consider when choosing a point-of-sale financing solution, including the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).
Download the Whitepaper
Get your free download in your inbox:
BNPL: How to Get off the Sidelines and into the Game
The Ultimate BNPL Handbook for Banks and Lenders
BNPL fintechs may be in the lead but banks have the home-field advantage. With the right point-of-sale financing solution in place, banks and lenders can catch up and win.
Download our free whitepaper and discover the key aspects to consider when choosing a point-of-sale financing solution, including the 10 most important questions to ask a potential BNPL partner (handy cheat sheet included).
Download the Whitepaper
Get the free download in your inbox:
Why Choose Our BNPL Platform
Zero-to-Minimal Integration
Since there are different methods to complete a transaction, both online and in-store, there are different ways to transfer BNPL funds from lender to merchant.
Mission impossible? Not with Jifiti at your side. We give you a solution for every checkout payment stack, with zero or minimal integration.
Multi-Lender Hub
Boost sales & AOV with bank-rate BNPL programs from leading banks and lenders
White-labeled
Seamlessly embedded into your customer journey and customized in your brand
Any channel, anywhere
Powers a streamlined user experience globally across all channels - in-store, online, call center
What is pay-over-time waterfall?
What is pay-over-time waterfall?
Split payments
Pay in 3 or Pay in 4
Installment loans
One-time loan over a longer period of time for the amount in the cart
Lines of credit
Extended ‘open to buy’ line of credit with an amount that can be used for repeat purchases
Lease-to-own
No credit required path to ownership
ABOUT US
Jifiti is transforming point-of-sale financing with cutting-edge technology, data and solutions.
Our white-labeled Buy Now Pay Later platform powers any bank loan program at any POS - bridging the gap between retailers, lenders, and consumers.
We offer retailers zero-integration POS financing, split pay and end-to-end retail gifting solutions.