Yaacov Martin, Co-Founder and CEO at Jifiti, explains how banks can help merchants reduce BNPL costs and the benefits they can offer.Buy Now, Pay Later (BNPL) fintechs in the United States raked in a whopping USD 88 billion GMV in 2020, spurring traditional banks to...

As Fintech lenders offering 'BNPL' push more debt onto more consumers, traditional regulated financial institutions may become a more attractive alternative — if they start figuring out what a bank version of online installment finance should look like. Continue...

Buy now, pay later (BNPL) aren’t new services, but their increased presence in the past year has required traditional lenders to invest in new technologies. In an article in Toolbox Finance, Yaacov Martin, CEO and Co-Founder at Jifiti explains what banks can do to...

Why Has BNPL Gained Traction? "...What is it about BNPL that has attracted such strong adoption from both consumers and merchants?For consumers, the overriding benefit is convenience. With the growth of e-commerce, “just in time” financing, provided contextually at...

Ali Paterson, Editor in Chief of Fintech Finance interviews Yaacov Martin on banks' challenges and unique competitive position in the BNPL space.

The newest Start Path companies represent the future of the fintech industry and are designing inclusive solutions that anticipate consumer needs – we’re thrilled to partner with these innovators on their path to scale....

So what’s in store for credit cards and other forms of payment post-pandemic? Business Insider takes a look at the numbers for 2020 and predicts what will happen in 2021 with credit cards, consumer debt and payments.    From the article: Buy now, pay...

Jifiti is featured in the 2021 edition of Barclay's Rise FinTech Insights Report. Click here to read the report.

 Jifiti Helps Banks Fight Pressure From BNPL Apps Like Klarna, Afterpay & PYPL . Ever wonder where Jifiti fits into the BNPL eco-system? The Mizuho Fintech & Payments research publication got it spot-on.   Download the...

(External: S&P Global)

Jifiti featured on the Nilson Report (OCT 31, 2020) " Jifiti provides lenders and merchants technology to offer consumers a buy now, pay later (BNPL) financing option at checkout. " The white label platform handles the entire BNPL purchase. Jifiti...

As brick and mortar shops across Europe and the US are given the green light to open, retailers must put extra time and attention into being fully prepared for operating in an environment that has changed from the one in which they were last open.
These are 4 ways in which retailers can ensure that they are meeting the contemporary needs of customers, post COVID-19

As Western countries start the slow return to business as usual, lenders and retailers will need to establish lending programs that can cope with the demand from consumers who are ready to begin spending again but are likely to have faced a period of financial...

There is one main reason to offer a financing/pay over time solution: to create more sales. Any retailer will tell you, especially if they are selling high ticket items, that being able to offer financing is key to creating more sales which they would have otherwise...

The reason most POS companies have not been able to incorporate the value-added service of consumer finance is that the loan usually comes from a third-party lender or bank. Square provides its own financing to consumers, but most POS companies don’t have the funds to...

POS systems have been at the heart of retail businesses for the last decade, having radically evolved from simple terminals designed to take card payments. The modern POS system is indispensable to current merchants, providing the software and hardware to run a...

Everything is financed. Everything that’s of any value, whether it’s a product or a service should be financed into installment payments. There will be infrastructure companies that will put together underwriting, payments and loan servicing in one place and making it available. (By Timothy Li)

With the amount of choice now available in the consumer finance space, it’s necessary to acknowledge the main distinguishing features between the various solutions.