Jifiti is a Licensed E-Money Institution (EMI) in Europe

Jifiti is an Electronic Money Institution (EMI), licensed in Sweden by Finansinspektionen (The Swedish Financial Supervisory Authority) under the Swedish Electronic Money Act (2011:755). 

Our license number is: 559419-5413


Looking to partner with a licensed EMI in Europe?

Why work with a licensed EMI?

As a licensed, regulated e-money issuer, we are able to serve the growing needs of our bank, lender, financial services and merchant clients with a broader scope of payment products and services. 

Our EMI license serves as comprehensive validation of our company’s robust compliance and regulatory standards, which also include PCI/DSS, SOC 2 and ISO 27001 certifications.

For more details about our EMI license, read our press release.

What is an EMI license?

The Electronic Money Institution (EMI) license enables the license holder to issue a broader variety of payment vehicles in Europe, including, but not limited to, electronic money (e-money), prepaid cards and mobile payments.  

What is electronic money?

Electronic money (e-money) is a digital alternative to physical cash, a currency that is issued and traded electronically, for personal or business purposes. E-money can be transferred from person to person, company to company, and so on. According to the European Central Bank, e-money is a monetary value that is stored electronically, for example, on a card, mobile device or online. 

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