Required from the retailer: Nothing.

Simple Plug & Play – embed the button on your website and instantly enable an end-to-end fully branded financing solution directly on your site.
– No complex API documentation.
– No checkout configuration info.
– No matter which e-commerce platform you’re using.

Business As Usual

You place the button anywhere on your site. Your shopper fills in the application directly on your site and once approved receives a digital Mastercard that can only be used on your site to complete their purchase. They pay the lender their monthly payments only for the amount used on the card.


1. Fully branded white-labeled consumer application is displayed on your site – both mobile and desktop.


2. Loan application is routed back to the relevant lender(s) based on the market or credit profile.




3. Lender processes the loan application in real-time. Approval is displayed on the customer’s device.




4. Funds are disbursed via a digital PVL restricted to your store or e-commerce site. Digital card is used at point-of-sale in-store or online through the network rails.





Working with the best lenders in the business

Citizens Financial Group, Inc. is one of the nation’s oldest and largest financial institutions, with $160.5 billion in assets. It selected Jifiti’s platform to offer its POS financing to interested retailers. 

Want to offer a fully branded POS financing solution with the best in the business? Launch a POC instantly.

Why Jifiti

user friendly

Unified user experience across all platforms in-store and online


Fully branded experience from application through payment

zero it resources

Zero integration required with your POS or eCommerce platform

enhanced coverage

Plug and play backend connects to any lender(s)


Global facilitation enables a seamless process across markets.

multiple loan programs

Suports installment product and line of credit

Transparency Level: 100%

Centralized real-time reporting for all financing activity across all stores, markets and brands


Jifiti is redefining retail experiences
with unparalleled data & technology.
Our proprietary consumer finance & gifting solutions bridge the gap between retailers, lenders, and consumers.
We offer retailers a Zero-Integration POS financing, and end to end retail gifting solutions (Gift registry, eCommerce gift checkout, First party gift card solutions).