Point-of-sale finance technology has changed the nature – and availability – of credit. But in the banks’ hands, it could revolutionize it, says Jifiti’s Co-founder and CEO, Yaacov Martin.

While Buy Now Pay Later (BNPL) has democratized consumer finance, it lends itself to encouraging potentially reckless borrowing by consumers. There is a delicate balance to be struck, one which can be achieved by those that are traditionally risk-averse players – banks. With the right technology in hand, banks can become BNPL market leaders.

Read the full article in The Fintech Magazine to find out how banks are uniquely positioned to succeed in BNPL today, and in the future – when the regulator comes calling.